Nextpath Finance Limited

Reference number: 925483

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nextpathfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 565 1445 is
  • Who else gives the postcode G2 1RW
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Nextpath Trading name
  • YIP Trading name
  • Finbora Financial Services Limited Former name
  • YIP Financial Services Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC644681
Company status
Active
Company type
Private limited company
Incorporated
16 October 2019 (7 years old)
Registered office
4 West Regent Street, Glasgow, G2 1RW, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Pearse John Flynn Director Dec 1963 16 Oct 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£987k

−34% from £1.49m

Employees (average)

0

Same as 0

Owed within a year

£1.36m

+4.8% from £1.30m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC644681. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nextpath Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2026

28 January 2026

  • Changed its registered name from "YIP Financial Services Limited"

FCA register

2021

8 September 2021

  • Changed its registered name from "Finbora Financial Services Limited"

FCA register

2020

1 December 2020

  • Finbora Group Limited gave up control
  • UK Debt Expert Group Limited took control (75–100% of shares)

Companies House

1 September 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

16 October 2019

  • Incorporated at Companies House
  • Finbora Group Limited took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Nextpath Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acla Financial Services LimitedGlasgowAuthorisedBarry ChalmersGlasgowAuthorisedBricks and Mortar Mortgages LimitedGlasgowAuthorisedC I B B Financial Services LLPGlasgowAuthorisedCapital Managers Mortgages LimitedGlasgowAuthorisedChannel Corporate LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nextpath Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Nextpath Finance Limited FCA authorised?
Yes, Nextpath Finance Limited (FRN 925483) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Nextpath Finance’s phone number and website?
The FCA register lists the phone number 0141 565 1445 and the website nextpathfinance.co.uk for Nextpath Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Nextpath Finance a scam or clone?
Nextpath Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nextpath Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Nextpath Finance to the Financial Ombudsman Service, free of charge.
Who owns Nextpath Finance?
Nextpath Finance is owned by UK Debt Expert Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 December 2020. Before that, it was controlled by Finbora Group Limited.
Who runs Nextpath Finance?
Companies House lists one director of Nextpath Finance: Pearse John Flynn.
How long has Nextpath Finance been in business?
The company was formed on 16 October 2019, and has held its current FCA authorisation since September 2020.
What do Nextpath Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £987k (−34% from £1.49m).
Does Nextpath Finance use any other names?
It trades as Nextpath and YIP. It has previously used 2 other names: Finbora Financial Services Limited and YIP Financial Services Limited.

Sources and links

The full report on Nextpath Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…