Nexus IFA Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 15 years
Protected through the principal
No FCA actions
Active company since 2011
Accounts filed up to 31 January 2026

Responsible principal firm

The Whitechurch Network Limited Reference number: 190859 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Nexus IFA Limited (FRN 550749) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Nexus IFA's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Nexus IFA, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01278 439494
Address

2-4 York Buildings, Cornhill, Bridgwater, Somerset, TA6 3BS, United Kingdom

In the full report: 2 background checks

What kind of line 01278 439494 is, and the other firm that gives it
Who else gives the postcode TA6 3BS

Other names (2)

If you were contacted under any of these names, it is this firm.

Hudson's Trading name: A name it trades under now.
MI Financial Services Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07542873 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 February 2011 (15 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Lisa Frapple	Director	Feb 1968	25 Feb 2011	6 other companies
Philip Desmond Frapple	Director	Dec 1963	25 Feb 2011	7 other companies
Christopher Alan Rigby	Director	Feb 1960	25 Feb 2011	7 other companies
Francesca Rigby	Director	Aug 1960	25 Feb 2011	6 other companies
Francesca Rigby	Secretary	Not published	25 Feb 2011	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 7
run together: 7

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 companies these 4 directors run together

Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£786k

+11% from £706k

Cash at bank

£709k

+7.8% from £658k

Employees (average)

20

Same as 20

Owed within a year

£193k

−37% from £305k

Net assets

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07542873. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Nexus IFA’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

Christopher Alan Rigby became a part-owner (25–50% of shares)
Philip Desmond Frapple became a part-owner (25–50% of shares)

Companies House

2011

12 May 2011

Became an appointed representative

FCA register

25 February 2011

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms connected to Nexus IFA

Other FCA-listed firms that share a director, phone number or address with Nexus IFA. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Nexus IFA

Other firms of the same type (financial adviser), nearest first.

In Bridgwater

Ballantine Wealth Management LimitedBridgwaterAppointed representative Nexus Financial PlanningBridgwaterAppointed representative Rossiter Wealth Management LtdBridgwaterAppointed representative Zandoey LimitedBridgwaterAppointed representative Andrew O'ConnorBridgwaterAuthorised Rapprocher LtdBridgwaterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nexus IFA

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Nexus IFA Limited FCA authorised?

Nexus IFA Limited (FRN 550749) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Nexus IFA?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nexus IFA Limited (FRN 550749) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Nexus IFA's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nexus IFA, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Nexus IFA’s phone number?

The FCA register lists the phone number 01278 439494 for Nexus IFA. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Nexus IFA a scam or clone?

Nexus IFA is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Nexus IFA?

Protection works through The Whitechurch Network Limited, the principal firm responsible for Nexus IFA's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Nexus IFA?

Companies House lists 2 people with significant control of Nexus IFA: Mr Philip Desmond Frapple (25–50% of shares) and Mr Christopher Alan Rigby (25–50% of shares).

Who runs Nexus IFA?

Companies House lists 4 directors of Nexus IFA: Lisa Frapple, Philip Desmond Frapple, Christopher Alan Rigby and Francesca Rigby.

How long has Nexus IFA been in business?

The company was formed on 25 February 2011.

What do Nexus IFA’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £786k (+11% from £706k) and cash at bank of £709k (+7.8% from £658k).

Does Nexus IFA use any other names?

It trades as Hudson's and MI Financial Services.