Zandoey Limited

Reference number: 987907

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Zandoey Limited (FRN 987907) is an AR of ValidPath Limited (FRN 197107). When you use Zandoey's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Zandoey, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01278 455334

  • Address

    35 Cricketer Drive, Nether Stowey, Bridgwater, Somerset, TA5 1DN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01278 455334 is
  • Who else gives the postcode TA5 1DN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Escott Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 February 2018 (8 years old)
Registered office
35 Cricketer Drive, Nether Stowey, Bridgwater, TA5 1DN, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Escott Director Oct 1966 23 Feb 2018 None
Zoe Escott Director Jan 1976 23 Feb 2018 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£111k

+9.1% from £101k

Cash at bank

£62.7k

+156% from £24.4k

Employees (average)

2

Same as 2

Owed within a year

£53.4k

+32% from £40.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11221518. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Zandoey’s history from the FCA register and Companies House, newest first.

2022

29 November 2022

  • Became an appointed representative

FCA register

2018

23 February 2018

  • Incorporated at Companies House
  • Andrew Escott became a part-owner (25–50% of shares)
  • Zoe Escott became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Zandoey

Other firms of the same type (financial adviser), nearest first.

In Bridgwater

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zandoey

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Zandoey Limited FCA authorised?
Zandoey Limited (FRN 987907) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Zandoey?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Zandoey Limited (FRN 987907) is an AR of ValidPath Limited (FRN 197107). When you use Zandoey's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Zandoey, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Zandoey’s phone number?
The FCA register lists the phone number 01278 455334 for Zandoey. If you were given different contact details, use these to check with the firm before going any further.
Is Zandoey a scam or clone?
Zandoey is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zandoey?
Protection works through ValidPath Limited, the principal firm responsible for Zandoey's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Zandoey?
Companies House lists 2 people with significant control of Zandoey: Mrs Zoe Escott (25–50% of shares) and Mr Andrew Escott (25–50% of shares).
Who runs Zandoey?
Companies House lists 2 directors of Zandoey: Andrew Escott and Zoe Escott.
How long has Zandoey been in business?
The company was formed on 23 February 2018.
What do Zandoey’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £111k (+9.1% from £101k) and cash at bank of £62.7k (+156% from £24.4k).
Does Zandoey use any other names?
It trades as Escott Wealth Management.

Sources and links

The full report on Zandoey Limited

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