NHS Arden & GEM CSU

Reference number: 994268

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Introducer appointed representative

NHS Arden & GEM CSU can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • NHS Arden & GEM CSU (FRN 994268) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not NHS Arden & GEM CSU.
  • Example: if NHS Arden & GEM CSU refers you to a financial adviser, the advice should come from the principal firm, not from NHS Arden & GEM CSU itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07854 419739

  • Address

    Westgate House, Market Street, Warwick, Warwickshire, CV34 4DE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07854 419739 is
  • Who else gives the postcode CV34 4DE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

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Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is NHS Arden & GEM CSU FCA authorised?
NHS Arden & GEM CSU (FRN 994268) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for NHS Arden & GEM CSU?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. NHS Arden & GEM CSU (FRN 994268) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not NHS Arden & GEM CSU. Example: if NHS Arden & GEM CSU refers you to a financial adviser, the advice should come from the principal firm, not from NHS Arden & GEM CSU itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is NHS Arden & GEM CSU’s phone number?
The FCA register lists the phone number 07854 419739 for NHS Arden & GEM CSU. If you were given different contact details, use these to check with the firm before going any further.
Is NHS Arden & GEM CSU a scam or clone?
NHS Arden & GEM CSU is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NHS Arden & GEM CSU?
Protection works through SME HCI Limited, the principal firm responsible for NHS Arden & GEM CSU's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on NHS Arden & GEM CSU

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