NHS Cheshire and Merseyside ICB

NHS Cheshire and Merseyside ICB (FRN 1001638) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. NHS Cheshire and Merseyside ICB (FRN 1001638) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not NHS Cheshire and Merseyside ICB. Example: if NHS Cheshire and Merseyside ICB refers you to a financial adviser, the advice should come from the principal firm, not from NHS Cheshire and Merseyside ICB itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 07721 661359 for NHS Cheshire and Merseyside ICB. If you were given different contact details, use these to check with the firm before going any further.

NHS Cheshire and Merseyside ICB is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through SME HCI Limited, the principal firm responsible for NHS Cheshire and Merseyside ICB's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.