Niam Wealth Management Limited

Reference number: 756065

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Niam Wealth Management Limited (FRN 756065) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Niam Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Niam Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When niamwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 07715 963893 is
  • Who else gives the postcode NN3 3DL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10315203
Company status
Active
Company type
Private limited company
Incorporated
5 August 2016 (10 years old)
Registered office
18 Trimley Close, Northampton, NN3 3DL, England
Nature of business
  • Security and commodity contracts dealing activities (SIC 66120)

Directors and company secretaries

Name Role Born Appointed Other companies
Nurul Hussain Director Jan 1981 5 Aug 2016 None
Misfa Hussain Director Feb 1986 1 Apr 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£100

Down £183 from £283

Employees (average)

3

Same as 3

Owed within a year

£27.6k

+177% from £9,971

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10315203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Niam Wealth Management’s history from the FCA register and Companies House, newest first.

2025

31 July 2025

  • Nurul Hussain gave up control

Companies House

2021

1 April 2021

  • Misfa Hussain appointed as a director

Companies House

2016

15 August 2016

  • Became an appointed representative

FCA register

5 August 2016

  • Incorporated at Companies House
  • Nurul Hussain took control (75–100% of shares)
  • Nurul Hussain appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Niam Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Northampton

Accuma Financial Planning LtdNorthamptonAppointed representativeAll Saints Financial LLPNorthamptonAppointed representativeBarfield Financial Advisors LtdNorthamptonAppointed representativeBarfield Wealth LtdNorthamptonAppointed representativeBluebell Financial Services LtdNorthamptonAppointed representativeDale Johnson Wealth ManagementNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Niam Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Niam Wealth Management Limited FCA authorised?
Niam Wealth Management Limited (FRN 756065) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Niam Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Niam Wealth Management Limited (FRN 756065) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Niam Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Niam Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Niam Wealth Management’s phone number and website?
The FCA register lists the phone number 07715 963893 and the website niamwealth.co.uk for Niam Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Niam Wealth Management a scam or clone?
Niam Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Niam Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Niam Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Niam Wealth Management?
Companies House lists one person with significant control of Niam Wealth Management: Mr Nurul Hussain (75–100% of shares).
Who runs Niam Wealth Management?
Companies House lists 2 directors of Niam Wealth Management: Nurul Hussain and Misfa Hussain.
How long has Niam Wealth Management been in business?
The company was formed on 5 August 2016.
What do Niam Wealth Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £100 (down £183 from £283).

Sources and links

The full report on Niam Wealth Management Limited

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