Niander Aurora Limited

Reference number: 969728

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Pro MGA Solutions Ltd Reference number: 770419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Niander Aurora Limited (FRN 969728) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use Niander Aurora's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Niander Aurora, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aurora-insurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 577 4555 is
  • Who else gives the postcode EC1M 4BJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aurora Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pro MGA Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13560193
Company status
Active
Company type
Private limited company
Incorporated
11 August 2021 (5 years old)
Registered office
38-39 St. John's Lane, London, Greater London, EC1M 4BJ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Bijal Patel Director Jul 1992 1 Jan 2022 None
Francisco Jose Ahedo Director Jan 1965 21 Nov 2022 None
Philip Bilney Director Jul 1962 21 Nov 2022 None
Richard Jonathan Floyd Director May 1984 21 Nov 2022 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£3.70m

Down £2.31m from −£1.39m

Cash at bank

£167k

−81% from £866k

Employees (average)

13

+8.3% from 12

Net assets are negative: on its last balance sheet the company owed £3.70m more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13560193. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Niander Aurora’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2026

11 August 2026

  • Jan-Vincent Finn stopped being the majority owner
  • Niander Aurora Limited became a part-owner (25–50% of shares)

Companies House

2022

13 February 2022

  • Became an appointed representative

FCA register

2021

11 August 2021

  • Incorporated at Companies House
  • Jan-Vincent Finn became the majority owner (50–75% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Niander Aurora

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Niander Aurora

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Niander Aurora Limited FCA authorised?
Niander Aurora Limited (FRN 969728) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Niander Aurora?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Niander Aurora Limited (FRN 969728) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use Niander Aurora's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Niander Aurora, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Niander Aurora’s phone number and website?
The FCA register lists the phone number 0333 577 4555 and the website aurora-insurance.co.uk for Niander Aurora. If you were given different contact details, use these to check with the firm before going any further.
Is Niander Aurora a scam or clone?
Niander Aurora is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Niander Aurora?
Protection works through Pro MGA Solutions Ltd, the principal firm responsible for Niander Aurora's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Niander Aurora?
Companies House lists one person with significant control of Niander Aurora: Niander Aurora Limited (25–50% of shares). Before that, it was controlled by Mr Jan-Vincent Finn.
Who runs Niander Aurora?
Companies House lists 4 directors of Niander Aurora: Bijal Patel, Francisco Jose Ahedo, Philip Bilney and Richard Jonathan Floyd.
How long has Niander Aurora been in business?
The company was formed on 11 August 2021.
What do Niander Aurora’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£3.70m (down £2.31m from −£1.39m) and cash at bank of £167k (−81% from £866k).
Does Niander Aurora use any other names?
It trades as Aurora.

Sources and links

The full report on Niander Aurora Limited

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