Nicki Morris Mortgages Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 30 June 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

nickimorrismortgages.co.uk (opens in a new tab)
Phone number

07534 315487
Address

29 Grenville Road, Padstow, Cornwall, PL28 8EX, United Kingdom

In the full report: 3 background checks

When nickimorrismortgages.co.uk first appeared online, and whether it can receive email
What kind of line 07534 315487 is
Who else gives the postcode PL28 8EX

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11421472 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 June 2018 (8 years old)
Registered office: 1a Eddystone Road, Wadebridge, Cornwall, PL27 7AL, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Colin James Morris	Director	Dec 1977	19 Jun 2018	None
Nicola Anne Morris	Director	May 1977	19 Jun 2018	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£11.7k

−53% from £25.0k

Employees (average)

5

+25% from 4

Owed within a year

£63.7k

−28% from £88.8k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11421472. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nicki Morris Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

22 August 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

19 June 2018

Incorporated at Companies House
Colin James Morris became a part-owner (25–50% of shares)
Nicola Anne Morris became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Nicki Morris Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Plymouth (PL) postcode area

2000 Mortgages.co.uk LtdPlymouthAuthorised Balance for Business LtdPlymouthAuthorised Clan Financial Services LimitedPlymouthAuthorised Cornwall Mortgages LimitedSt AustellAuthorised County Mortgages (Cornwall) LtdBodminAuthorised Draper & Co LimitedPlymouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicki Morris Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history

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Frequently asked questions about this firm

Is Nicki Morris Mortgages Ltd FCA authorised?

Yes, Nicki Morris Mortgages Ltd (FRN 812414) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Nicki Morris Mortgages’ phone number and website?

The FCA register lists the phone number 07534 315487 and the website nickimorrismortgages.co.uk for Nicki Morris Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Nicki Morris Mortgages a scam or clone?

Nicki Morris Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Nicki Morris Mortgages?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Nicki Morris Mortgages to the Financial Ombudsman Service, free of charge.

Who owns Nicki Morris Mortgages?

Companies House lists 2 people with significant control of Nicki Morris Mortgages: Mrs Nicola Anne Morris (25–50% of shares) and Mr Colin James Morris (25–50% of shares).

Who runs Nicki Morris Mortgages?

Companies House lists 2 directors of Nicki Morris Mortgages: Colin James Morris and Nicola Anne Morris.

How long has Nicki Morris Mortgages been in business?

The company was formed on 19 June 2018, and has held its current FCA authorisation since August 2018.

What do Nicki Morris Mortgages’ latest accounts show?

Its latest accounts, to 30 June 2026, show net assets of £11.7k (−53% from £25.0k).