Nicola Fitzsimmons

Reference number: 827283

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Appointed representative

Nicola Fitzsimmons does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Kingsmead Financial Planning Ltd Reference number: 630040 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nicola Fitzsimmons (FRN 827283) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Nicola Fitzsimmons's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nicola Fitzsimmons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01243 864659

  • Address

    12 The Oaks, Bognor Regis, PO21 3AE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01243 864659 is
  • Who else gives the postcode PO21 3AE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • NLP Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicola Fitzsimmons’s history from the FCA register and Companies House, newest first.

2018

29 November 2018

  • Became an appointed representative
  • Began trading as "NLP Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nicola Fitzsimmons

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bognor Regis

David SmithBognor RegisAppointed representativeGerrit Robert WandersBognor RegisAppointed representativeJohn Parnell-KerrBognor RegisAppointed representativeMortgage And Protection Advice Centre LtdBognor RegisAppointed representativeThe Personal Mortgage ServiceBognor RegisAppointed representativeWintarsons LimitedBognor RegisAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicola Fitzsimmons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Nicola Fitzsimmons FCA authorised?
Nicola Fitzsimmons (FRN 827283) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicola Fitzsimmons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicola Fitzsimmons (FRN 827283) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Nicola Fitzsimmons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicola Fitzsimmons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicola Fitzsimmons’ phone number?
The FCA register lists the phone number 01243 864659 for Nicola Fitzsimmons. If you were given different contact details, use these to check with the firm before going any further.
Is Nicola Fitzsimmons a scam or clone?
Nicola Fitzsimmons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicola Fitzsimmons?
Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for Nicola Fitzsimmons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nicola Fitzsimmons use any other names?
It trades as NLP Mortgage Solutions.

Sources and links

The full report on Nicola Fitzsimmons

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