The Personal Mortgage Service

Reference number: 409640

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Appointed representative

The Personal Mortgage Service does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

JULIAN HARRIS ADVISER NETWORK LIMITED Reference number: 304155 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Personal Mortgage Service (FRN 409640) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use The Personal Mortgage Service's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Personal Mortgage Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01243 265544

  • Address

    6 The Court, Bognor Regis, PO21 4SH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01243 265544 is
  • Who else gives the postcode PO21 4SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Taylor Engley Mortgage Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Personal Mortgage Service’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2011

10 March 2011

  • Changed its registered name from "Taylor Engley Mortgage Services"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (2 shown here)
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Firms like The Personal Mortgage Service

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bognor Regis

David SmithBognor RegisAppointed representativeGerrit Robert WandersBognor RegisAppointed representativeJohn Parnell-KerrBognor RegisAppointed representativeMortgage And Protection Advice Centre LtdBognor RegisAppointed representativeNicola FitzsimmonsBognor RegisAppointed representativeWintarsons LimitedBognor RegisAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Personal Mortgage Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is The Personal Mortgage Service FCA authorised?
The Personal Mortgage Service (FRN 409640) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Personal Mortgage Service?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Personal Mortgage Service (FRN 409640) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use The Personal Mortgage Service's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Personal Mortgage Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Personal Mortgage Service’s phone number?
The FCA register lists the phone number 01243 265544 for The Personal Mortgage Service. If you were given different contact details, use these to check with the firm before going any further.
Is The Personal Mortgage Service a scam or clone?
The Personal Mortgage Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Personal Mortgage Service?
Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for The Personal Mortgage Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does The Personal Mortgage Service use any other names?
It has previously used the name Taylor Engley Mortgage Services.

Sources and links

The full report on The Personal Mortgage Service

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