Nigel Thomas Financial Planning Limited

Reference number: 986436

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nigel Thomas Financial Planning Limited (FRN 986436) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Nigel Thomas Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nigel Thomas Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nigelthomas-fp.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8645 2565 is
  • Who else gives the postcode CR8 1AU
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09116045
Company status
Active
Company type
Private limited company
Incorporated
4 July 2014 (12 years old)
Registered office
35 Hillview Close, Purley, Surrey, CR8 1AU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel John Thomas Director Apr 1961 4 Jul 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£59.1k

−13% from £67.7k

Employees (average)

2

Same as 2

Owed within a year

£3,048

−51% from £6,268

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09116045. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nigel Thomas Financial Planning’s history from the FCA register and Companies House, newest first.

2022

2 November 2022

  • Became an appointed representative

FCA register

2016

4 July 2016

  • Nigel John Thomas took control (75–100% of shares)

Companies House

2014

4 July 2014

  • Incorporated at Companies House
  • Nigel John Thomas appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Nigel Thomas Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Purley

Moneywise Financial Services LimitedPurleyAppointed representativeGoldstar Insurance Services LimitedPurleyAuthorisedSingle Point Financial Services LimitedPurleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nigel Thomas Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Nigel Thomas Financial Planning Limited FCA authorised?
Nigel Thomas Financial Planning Limited (FRN 986436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nigel Thomas Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nigel Thomas Financial Planning Limited (FRN 986436) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Nigel Thomas Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nigel Thomas Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nigel Thomas Financial Planning’s phone number and website?
The FCA register lists the phone number 020 8645 2565 and the website nigelthomas-fp.co.uk for Nigel Thomas Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Nigel Thomas Financial Planning a scam or clone?
Nigel Thomas Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nigel Thomas Financial Planning?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Nigel Thomas Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nigel Thomas Financial Planning?
Companies House lists one person with significant control of Nigel Thomas Financial Planning: Mr Nigel John Thomas (75–100% of shares).
Who runs Nigel Thomas Financial Planning?
Companies House lists one director of Nigel Thomas Financial Planning: Nigel John Thomas.
How long has Nigel Thomas Financial Planning been in business?
The company was formed on 4 July 2014.
What do Nigel Thomas Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £59.1k (−13% from £67.7k).

Sources and links

The full report on Nigel Thomas Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…