Single Point Financial Services Limited

Reference number: 464703

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 19 years
Your funds are protected by FSCS
No FCA actions
Active company since 2007
Accounts filed up to 28 February 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

spfsl.co.uk (opens in a new tab)
Phone number

07952 685630
Address

32 Grovelands Road, Purley, Croydon, CR8 4LA, United Kingdom

In the full report: 3 background checks

When spfsl.co.uk first appeared online, and whether it can receive email
What kind of line 07952 685630 is
Who else gives the postcode CR8 4LA

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (14 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06077520 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 February 2007 (19 years old)
Registered office: 32 Grovelands Road, Purley, Surrey, CR8 4LA
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Activities of insurance agents and brokers (SIC 66220)
Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Bijaya Kumar Padhi	Director	Aug 1960	1 Feb 2007	2 other companies
Bijaya Kumar Padhi	Secretary	Not published	18 Apr 2024	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£102k

+5.6% from £97.0k

Cash at bank

£62.6k

No earlier figure to compare

Employees (average)

Same as 1

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06077520. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Single Point Financial Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2026

14 August 2026

Manharbhai Manibhai Patel stopped being a part-owner

Companies House

2016

6 April 2016

Manharbhai Manibhai Patel became a part-owner (25–50% of shares)
Wapeka became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2007

16 April 2007

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1 February 2007

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (7 shown here)
Every director appointment and resignation: 5

Firms like Single Point Financial Services

Other firms of the same type (financial adviser), nearest first.

In Purley

Goldstar Insurance Services LimitedPurleyAuthorised Moneywise Financial Services LimitedPurleyAppointed representative Nigel Thomas Financial Planning LimitedPurleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Single Point Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
All 14 events in its history

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Frequently asked questions about this firm

Is Single Point Financial Services Limited FCA authorised?

Yes, Single Point Financial Services Limited (FRN 464703) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Single Point Financial Services’ phone number and website?

The FCA register lists the phone number 07952 685630 and the website spfsl.co.uk for Single Point Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Single Point Financial Services a scam or clone?

Single Point Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Single Point Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Single Point Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Single Point Financial Services?

Companies House lists one person with significant control of Single Point Financial Services: Wapeka (25–50% of shares). Before that, it was controlled by Mr Manharbhai Manibhai Patel.

Who runs Single Point Financial Services?

Companies House lists one director of Single Point Financial Services: Bijaya Kumar Padhi.

How long has Single Point Financial Services been in business?

The company was formed on 1 February 2007, and has held its current FCA authorisation since April 2007.

What do Single Point Financial Services’ latest accounts show?

Its latest accounts, to 28 February 2026, show net assets of £102k (+5.6% from £97.0k) and cash at bank of £62.6k (no earlier figure to compare).

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Check your FSCS cover fscs.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk