Nikesh Farmah and Harpal Bamrah

Reference number: 1063774

Instant download

Appointed representative

Nikesh Farmah and Harpal Bamrah does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nikesh Farmah and Harpal Bamrah (FRN 1063774) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Nikesh Farmah and Harpal Bamrah's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nikesh Farmah and Harpal Bamrah, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When completedentalbearwood.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 429 1000 is
  • Who else gives the postcode B66 4BL
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Complete Dental Trading name
  • Complete Dental Bearwood Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nikesh Farmah and Harpal Bamrah’s history from the FCA register and Companies House, newest first.

2026

12 October 2026

  • Became an appointed representative
  • Began trading as "Complete Dental Bearwood"
  • Began trading as "Complete Dental"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nikesh Farmah and Harpal Bamrah

Other firms of the same type (credit broker), nearest first.

In Smethwick

Vs One Group LimitedSmethwickAppointed representativeJasbir Singh Nandhra and Saranjit Singh NandhraSmethwickAuthorisedDpdgroup UK LtdSmethwickAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nikesh Farmah and Harpal Bamrah

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Nikesh Farmah and Harpal Bamrah FCA authorised?
Nikesh Farmah and Harpal Bamrah (FRN 1063774) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nikesh Farmah and Harpal Bamrah?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nikesh Farmah and Harpal Bamrah (FRN 1063774) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Nikesh Farmah and Harpal Bamrah's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nikesh Farmah and Harpal Bamrah, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nikesh Farmah and Harpal Bamrah’s phone number and website?
The FCA register lists the phone number 0121 429 1000 and the website completedentalbearwood.co.uk for Nikesh Farmah and Harpal Bamrah. If you were given different contact details, use these to check with the firm before going any further.
Is Nikesh Farmah and Harpal Bamrah a scam or clone?
Nikesh Farmah and Harpal Bamrah is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nikesh Farmah and Harpal Bamrah?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Nikesh Farmah and Harpal Bamrah's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nikesh Farmah and Harpal Bamrah use any other names?
It trades as Complete Dental and Complete Dental Bearwood.

Sources and links

The full report on Nikesh Farmah and Harpal Bamrah

£19.99 · Instant PDF download

Loading secure checkout…