Nine Oak Financial Management

Reference number: 658983

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nine Oak Financial Management (FRN 658983) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nine Oak Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nine Oak Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nineoak.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 731 6577 is
  • Who else gives the postcode NE11 0SR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Darren Smith Former name
  • Darren J Smith Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nine Oak Financial Management’s history from the FCA register and Companies House, newest first.

2017

15 December 2017

  • Changed its registered name from "Darren Smith"
  • Stopped trading as "Darren J Smith Wealth Management"

FCA register

2014

9 December 2014

  • Became an appointed representative
  • Began trading as "Darren J Smith Wealth Management"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Nine Oak Financial Management

Other FCA-listed firms that share a director, phone number or address with Nine Oak Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Nine Oak Financial Management

Other firms of the same type (financial adviser), nearest first.

In the Newcastle (NE) postcode area

Newcastle Financial Advisers LimitedAppointed representative1894 Private WealthNewcastle upon TyneAppointed representative2mtrustAppointed representativeA & K Financial Management LimitedMorpethAppointed representativeAbacus Wealth Management Group LimitedNewcastleAppointed representativeAFT Wealth Management LtdNewcastle upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nine Oak Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Nine Oak Financial Management FCA authorised?
Nine Oak Financial Management (FRN 658983) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nine Oak Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nine Oak Financial Management (FRN 658983) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nine Oak Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nine Oak Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nine Oak Financial Management’s phone number and website?
The FCA register lists the phone number 0191 731 6577 and the website nineoak.co.uk for Nine Oak Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Nine Oak Financial Management a scam or clone?
Nine Oak Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nine Oak Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nine Oak Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nine Oak Financial Management use any other names?
It has previously used 2 other names: Darren Smith and Darren J Smith Wealth Management.

Sources and links

The full report on Nine Oak Financial Management

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