NJH Wealth Management Limited
Reference number: 415073
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 30 November 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- NJH Wealth Management Limited (FRN 415073) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use NJH Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from NJH Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
58 Bank St, Rossendale, Lancs, BB4 8DY, United Kingdom
In the full report: 3 background checks
- When njhwealth.co.uk first appeared online, and whether it can receive email
- What kind of line 01706 219569 is
- Who else gives the postcode BB4 8DY
Other names (3)
If you were contacted under any of these names, it is this firm.
- Nigel Holland Former name: A name it was registered under before.
- NJH Wealth Management Ltd Former name: A name it was registered under before.
- The Wealth Service Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04498269 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2002 (24 years old)
- Registered office
- 3 Goodshawfold Close, Loveclough, Rossendale, Lancashire, BB4 8PZ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Hazel Holland | Director | Apr 1966 | 29 Jul 2002 | None |
| Nigel James Holland | Director | Dec 1962 | 29 Jul 2002 | 3 other companies |
| Hazel Holland | Secretary | Not published | 29 Jul 2002 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 3
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.58m
+27% from £1.24m
Cash at bank
£400k
+51% from £266k
Employees (average)
13
+8.3% from 12
Owed within a year
£267k
−16% from £318k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04498269. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
NJH Wealth Management’s history from the FCA register and Companies House, newest first.
2026
1 October 2026
- Nigel James Holland stopped being the majority owner
Companies House
2025
19 February 2025
- Changed its registered name from "NJH Wealth Management Ltd"
FCA register
2018
12 November 2018
- Nigel James Holland stopped being the majority owner
Companies House
2017
24 October 2017
- Hazel Holland took control (75–100% of shares)
Companies House
2016
1 September 2016
- Nigel James Holland became the majority owner (50–75% of shares)
Companies House
2009
23 December 2009
- Changed its registered name from "The Wealth Service Ltd"
FCA register
2008
17 October 2008
- Changed its registered name from "Nigel Holland"
FCA register
2004
18 November 2004
- Became an appointed representative
FCA register
2002
29 July 2002
- Incorporated at Companies House
- Hazel Holland appointed as a director
- Nigel James Holland appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like NJH Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Rossendale
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on NJH Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk