Smith Jackson Wealth Management Limited

Reference number: 972581

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Smith Jackson Wealth Management Limited (FRN 972581) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Smith Jackson Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Smith Jackson Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smithjackson.co.uk first appeared online, and whether it can receive email
  • What kind of line 01706 232170 is
  • Who else gives the postcode BB4 5HU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13857539
Company status
Active
Company type
Private limited company
Incorporated
19 January 2022 (4 years old)
Registered office
Suite 6b Link 665 Business Centre Todd Hall Road, Haslingden, Lancashire, BB4 5HU, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Mark Smith Director Dec 1967 19 Jan 2022 None
Zoe Birchall Director May 1980 21 Feb 2022 None
Mary Teresa Banks Director Feb 1977 23 Feb 2022 None
Nicholas Dewhurst-Madejczyk Director Dec 1985 23 Feb 2022 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£5.93m

<1% from £5.88m

Cash at bank

£15.2k

−72% from £55.2k

Employees (average)

15

Same as 15

Owed within a year

£5.09m

−6.4% from £5.44m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13857539. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smith Jackson Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2022

24 June 2022

  • Andrew Mark Smith became the majority owner (50–75% of shares)
  • Mary Teresa Banks stopped being a part-owner
  • Zoe Birchall stopped being a part-owner

Companies House

21 March 2022

  • Became an appointed representative

FCA register

19 January 2022

  • Incorporated at Companies House
  • Mary Teresa Banks became a part-owner (25–50% of shares)
  • Zoe Birchall became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Smith Jackson Wealth Management

Other FCA-listed firms that share a director, phone number or address with Smith Jackson Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Smith Jackson Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Rossendale

Lench Fold Wealth Management LimitedRossendaleAppointed representativeMusbury Wealth Management LtdRossendaleAppointed representativeNJH Wealth Management LimitedRossendaleAppointed representativeSmith Taylor Associates LimitedRossendaleAppointed representativeSlater Brooking LimitedRossendaleAppointed representativeJ Kempson Associates LimitedRossendaleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smith Jackson Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 15 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smith Jackson Wealth Management Limited FCA authorised?
Smith Jackson Wealth Management Limited (FRN 972581) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smith Jackson Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smith Jackson Wealth Management Limited (FRN 972581) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Smith Jackson Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smith Jackson Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smith Jackson Wealth Management’s phone number and website?
The FCA register lists the phone number 01706 232170 and the website smithjackson.co.uk for Smith Jackson Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Smith Jackson Wealth Management a scam or clone?
Smith Jackson Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smith Jackson Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Smith Jackson Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smith Jackson Wealth Management?
Companies House lists one person with significant control of Smith Jackson Wealth Management: Mr Andrew Mark Smith (50–75% of shares). Before that, it was controlled by Mrs Zoe Birchall and Ms Mary Teresa Banks.
Who runs Smith Jackson Wealth Management?
Companies House lists 4 directors of Smith Jackson Wealth Management: Andrew Mark Smith, Zoe Birchall, Mary Teresa Banks and Nicholas Dewhurst-Madejczyk.
How long has Smith Jackson Wealth Management been in business?
The company was formed on 19 January 2022.
What do Smith Jackson Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £5.93m (<1% from £5.88m) and cash at bank of £15.2k (−72% from £55.2k).

Sources and links

The full report on Smith Jackson Wealth Management Limited

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