Norfolk and Waveney Enterprise Services: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1982
Accounts filed up to 31 March 2025
On its latest accounts it owed £761k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

nwes.org.uk (opens in a new tab)
Phone number

01603 227840
Address

Beacon Innovation Centre Camelot Road, Gorleston, Great Yarmouth, Norfolk, NR31 7RA, England

In the full report: 3 background checks

When nwes.org.uk first appeared online, and whether it can receive email
What kind of line 01603 227840 is
Who else gives the postcode NR31 7RA

Other names (1)

If you were contacted under any of these names, it is this firm.

Nwes Trading name: A name it trades under now.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01633258 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 5 May 1982 (44 years old)
Registered office: Beacon Innovation Centre Camelot Road, Gorleston, Great Yarmouth, NR31 7RA, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Laurence Michael Wiseman	Director	Jan 1959	6 Dec 2016	16 other companies
James Robert Pinchbeck	Director	Feb 1964	7 Jun 2017	22 other companies
Antony John Walters	Director	Mar 1967	18 Nov 2021	85 other companies
Marcelle Louise Castle	Director	Sep 1978	1 Sep 2023	8 other companies
Andrew Wilson	Director	May 1969	1 Nov 2025	6 other companies
Lucy Jane Cannell	Secretary	Not published	16 Apr 2018	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 115
closed down: 67
went insolvent: 3

In the full report: all 115 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
The 3 that went into liquidation or administration
The one on the FCA register
The 7 companies these 5 directors run together
All 54 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Total equity

−£761k

Up £7,911 from −£769k

Cash at bank

£92.3k

+155% from £36.1k

Employees (average)

14

−18% from 17

Owed within a year

£938k

−4.6% from £983k

Total equity is negative: on its last balance sheet the company owed £761k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01633258. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Norfolk and Waveney Enterprise Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (99)

2016

29 June 2016

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

1982

5 May 1982

Incorporated at Companies House

Companies House

In the full report: all 99 events

All 99 events in its history (4 shown here)
Every director appointment and resignation: 92

Firms connected to Norfolk and Waveney Enterprise Services

Other FCA-listed firms that share a director, phone number or address with Norfolk and Waveney Enterprise Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 1
share its postcode: 3

In the full report: all 4 connected firms, named

How each is linked: shared directors (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Norfolk and Waveney Enterprise Services

Other firms of the same type (lender), nearest first.

In Great Yarmouth

Eastern Credit LimitedGreat YarmouthAuthorised

In the Norwich (NR) postcode area

Aviva Credit Services UK LimitedNorwichAuthorised Alan Boswell Insurance Brokers LimitedNorwichAuthorised Credo Capital Finance LimitedNorwichAuthorised Finance Shop LimitedNorwichAuthorised GetMeFinance LimitedNorwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Norfolk and Waveney Enterprise Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

115 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 99 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Norfolk and Waveney Enterprise Services FCA authorised?

Yes, Norfolk and Waveney Enterprise Services (FRN 728654) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Norfolk and Waveney Enterprise Services’ phone number and website?

The FCA register lists the phone number 01603 227840 and the website nwes.org.uk for Norfolk and Waveney Enterprise Services. If you were given different contact details, use these to check with the firm before going any further.

Is Norfolk and Waveney Enterprise Services a scam or clone?

Norfolk and Waveney Enterprise Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Norfolk and Waveney Enterprise Services?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Norfolk and Waveney Enterprise Services handles your money, so check the specific product before you commit. You can also refer complaints about Norfolk and Waveney Enterprise Services to the Financial Ombudsman Service, free of charge.

Who runs Norfolk and Waveney Enterprise Services?

Companies House lists 5 directors of Norfolk and Waveney Enterprise Services: Laurence Michael Wiseman, James Robert Pinchbeck, Antony John Walters, Marcelle Louise Castle and Andrew Wilson.

How long has Norfolk and Waveney Enterprise Services been in business?

The company was formed on 5 May 1982, and has held its current FCA authorisation since June 2016.

What do Norfolk and Waveney Enterprise Services’ latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of −£761k (up £7,911 from −£769k) and cash at bank of £92.3k (+155% from £36.1k).

Does Norfolk and Waveney Enterprise Services use any other names?

It trades as Nwes.