North Devon Homes: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1998

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ndh-ltd.co.uk (opens in a new tab)
Phone number

01271 312500
Address

Westacott Road, Barnstaple, Devon, EX32 8TA, United Kingdom

In the full report: 3 background checks

When ndh-ltd.co.uk first appeared online, and whether it can receive email
What kind of line 01271 312500 is
Who else gives the postcode EX32 8TA

Other names (1)

If you were contacted under any of these names, it is this firm.

North Devon Homes Limited Former name: A name it was registered under before.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03674687 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 26 November 1998 (27 years old)
Registered office: North Devon Homes Westacott Road, Barnstaple, Devon, EX32 8TA, United Kingdom
Nature of business: Development of building projects (SIC 41100)
Renting and operating of Housing Association real estate (SIC 68201)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John William Creswell	Director	Jan 1962	15 May 2023	6 other companies
James Albert Henderson Goss	Director	Feb 1990	15 May 2023	3 other companies
Michael Charles Day	Director	Sep 1956	1 Oct 2024	9 other companies
Ben James Wilson	Director	Oct 1982	1 Oct 2024	2 other companies
Michael Victory-Rowe	Director	Jul 1966	24 Mar 2025	1 other company
Helen Susan Pennack	Director	Mar 1983	14 Jul 2025	3 other companies
Sarah Jayne O'Neill	Director	Oct 1969	1 Oct 2025	1 other company
Zahara Hyde Peters	Director	Jan 1963	1 Oct 2025	1 other company
Sharon Lesley Woods	Director	Aug 1969	1 Oct 2025	None
Jane Mary Wynne	Director	Sep 1967	1 Oct 2026	3 other companies
Victoria Bonnie Snellgrove	Secretary	Not published	1 Oct 2024	–

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 24
closed down: 6
run together: 1

In the full report: all 24 companies, named

What each company does, and whether it is still trading
Which of these 10 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 10 directors run together
All 71 people who have ever been directors, with their dates

Key dates in its history

North Devon Homes’s history from the FCA register and Companies House, newest first.

Key events (5) All events (144)

2020

11 August 2020

Changed its registered name from "North Devon Homes Limited"

FCA register

2016

31 March 2016

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

1998

26 November 1998

Incorporated at Companies House

Companies House

In the full report: all 144 events

All 144 events in its history (5 shown here)
Every director appointment and resignation: 138

Firms like North Devon Homes

Other firms of the same type (lender), nearest first.

In Barnstaple

Walkers Enterprises (Devon) LimitedBarnstapleAuthorised

In the Exeter (EX) postcode area

Exeter CollegeExeterAuthorised Financial Solutions Group LimitedExeterAuthorised H J Wickett & COHolsworthyAuthorised Med-Ex Financial Advisory Services LimitedCullomptonAuthorised stephen adam mooreExeterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on North Devon Homes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

24 other companies its directors have run, named
3 background checks on its contact details
All 144 events in its history

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Frequently asked questions about this firm

Is North Devon Homes FCA authorised?

Yes, North Devon Homes (FRN 723425) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is North Devon Homes’ phone number and website?

The FCA register lists the phone number 01271 312500 and the website ndh-ltd.co.uk for North Devon Homes. If you were given different contact details, use these to check with the firm before going any further.

Is North Devon Homes a scam or clone?

North Devon Homes is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with North Devon Homes?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how North Devon Homes handles your money, so check the specific product before you commit. You can also refer complaints about North Devon Homes to the Financial Ombudsman Service, free of charge.

Who runs North Devon Homes?

Companies House lists 10 directors of North Devon Homes: John William Creswell, James Albert Henderson Goss, Michael Charles Day, Ben James Wilson, Michael Victory-Rowe, Helen Susan Pennack and 4 more.

How long has North Devon Homes been in business?

The company was formed on 26 November 1998, and has held its current FCA authorisation since March 2016.

Does North Devon Homes use any other names?

It has previously used the name North Devon Homes Limited.