Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Accounts filed up to 29 September 2023
- Company: voluntary arrangement
- Accounts are overdue at Companies House
Responsible principal firm
Orchard Funding Limited Reference number: 725315 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- North of England Estates Limited (FRN 952225) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not North of England Estates.
- Example: if North of England Estates refers you to a financial adviser, the advice should come from the principal firm, not from North of England Estates itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Bells Hotel & the Royal Forest of Dean Golf Club, Lords Hill, Coleford, Gloucestershire, GL16 8BE, United Kingdom
In the full report: 2 background checks
- What kind of line 01594 832583 is
- Who else gives the postcode GL16 8BE
Other names (2)
If you were contacted under any of these names, it is this firm.
- Bells Hotel & Country Club Trading name: A name it trades under now.
- Forest of Dean Golf Club Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Orchard Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in a voluntary arrangement.
- Accounts are overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 00287831 (opens Companies House in a new tab)
- Company status
- Voluntary-Arrangement
- Company type
- Private limited company
- Incorporated
- 7 May 1934 (92 years old)
- Registered office
- The Stables Office Hall Garth Hotel & Country Club, Coatham Mundeville, Darlington, Co. Durham, DL1 3LU, England
- Nature of business
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- Hotels and similar accommodation (SIC 55100)
- Other letting and operating of own or leased real estate (SIC 68209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Colin Fitzpatrick | Director | Jun 1955 | 12 Jun 2017 | 40 other companies |
| Daniel George Smith | Director | Feb 1983 | 22 Jan 2018 | 1 other company |
| John Colin Fitzpatrick | Secretary | Not published | 1 Oct 2005 | 40 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 27
- are FCA-registered
- 2
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
−£590k
−917% from £72.2k
Net assets
£7.98m
−8.8% from £8.76m
Cash at bank
£222k
−88% from £1.83m
Employees (average)
222
+25% from 178
Its next accounts are overdue at Companies House.
The accounts for the year to 29 September 2023 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £4.37m, for the year to 29 September 2021.
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00287831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
North of England Estates’s history from the FCA register and Companies House, newest first.
2026
7 August 2026
- Daniel George Smith became a part-owner (25–50% of shares)
Companies House
2025
6 May 2025
- Tessa Rosemary McKeag stopped being a part-owner
Companies House
25 March 2025
- Donald Clive McKeag stopped being a part-owner
Companies House
2021
4 June 2021
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Donald Clive McKeag became a part-owner (25–50% of shares)
- Tessa Rosemary McKeag became a part-owner (25–50% of shares)
Companies House
1934
7 May 1934
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (7 shown here)
- Every director appointment and resignation: 9
Firms connected to North of England Estates
Other FCA-listed firms that share a director, phone number or address with North of England Estates. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like North of England Estates
Other firms of the same type (credit broker), nearest first.
In the Gloucester (GL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on North of England Estates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 2 background checks on its contact details
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk