Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Optio Underwriting Ltd Reference number: 954101 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Northcourt Limited (FRN 984160) is an AR of Optio Underwriting Ltd (FRN 954101). When you use Northcourt's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Northcourt, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
1 Minster Court, London, EC3R 7AA, United Kingdom
In the full report: 2 background checks
- What kind of line 020 3848 9088 is, and the other firm that gives it
- Who else gives the postcode EC3R 7AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optio Underwriting Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- BR019087 (opens Companies House in a new tab)
- Company status
- Open
- Company type
- UK establishment of an overseas company
- Incorporated
- 1 April 2015 (11 years old)
- Registered office
- 10th Floor 1 Minster Court, London, Mincing Lane, EC3R 7AA
Key dates in its history
Northcourt’s history from the FCA register and Companies House, newest first.
2022
27 September 2022
- Became an appointed representative
FCA register
2015
1 April 2015
- Incorporated at Companies House
Companies House
Firms connected to Northcourt
Other FCA-listed firms that share a director, phone number or address with Northcourt. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Northcourt
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Northcourt
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Northcourt Limited FCA authorised?
What does appointed representative mean for Northcourt?
What is Northcourt’s phone number?
Is Northcourt a scam or clone?
Is my money safe with Northcourt?
How long has Northcourt been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk