Novus Underwriting Ltd
Reference number: 798219
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 June 2019
- 1 thing worth a closer look in the background checks
Responsible principal firm
Rokstone Group Limited Reference number: 1008277 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Novus Underwriting Ltd (FRN 798219) is an AR of Rokstone Group Limited (FRN 1008277). When you use Novus Underwriting's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Novus Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Monument Building, 3rd Floor, 11 Monument Street, London, City Of London, EC3R 8AF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When novusunderwriting.com first appeared online, and whether it can receive email
- What kind of line 020 3815 6236 is, and the 17 other firms that give it
- Whether EC3R 8AF is a shared office: 34 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- NOVUS WARRANTY SOLUTIONS LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Rokstone Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10844265 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 June 2017 (9 years old)
- Registered office
- The Monument Building 3rd Floor, 11 Monument Street, London, EC3R 8AF, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Paul Bearman | Director | Dec 1978 | 30 Jun 2017 | 44 other companies |
| Alexander Robert Curme | Director | Jan 1993 | 8 Dec 2023 | 29 other companies |
| James Richard Potter | Director | Jan 1979 | 8 Dec 2023 | 26 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 49
- closed down
- 10
- are FCA-registered
- 23
In the full report: all 49 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 23 on the FCA register, including one no longer authorised
- The 31 companies these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£287k
No earlier figure to compare
Cash at bank
£181k
No earlier figure to compare
Owed within a year
£51.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10844265. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Novus Underwriting’s history from the FCA register and Companies House, newest first.
2020
15 December 2020
- David Paul Bearman stopped being a part-owner
- Novus Group Holdings Limited took control (75–100% of shares)
- Phil Wood stopped being a part-owner
Companies House
2018
10 April 2018
- Changed its registered name from "NOVUS WARRANTY SOLUTIONS LTD"
FCA register
29 January 2018
- Phil Wood became a part-owner (25–50% of shares)
Companies House
9 January 2018
- Became an appointed representative
FCA register
2017
30 June 2017
- Incorporated at Companies House
- David Paul Bearman became a part-owner (25–50% of shares)
Companies House
In the full report: all 22 events
- All 22 events in its history (8 shown here)
- Every director appointment and resignation: 13
Firms connected to Novus Underwriting
Other FCA-listed firms that share a director, phone number or address with Novus Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
- share its phone number
- 7
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (7), the same postcode (12)
- Who links each one: the named directors, with dates
Firms like Novus Underwriting
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Novus Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 49 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 22 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk