Oakstone Finance Ltd

Reference number: 1045210

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Moorgate Finance Limited Reference number: 662419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oakstone Finance Ltd (FRN 1045210) is an AR of Moorgate Finance Limited (FRN 662419). When you use Oakstone Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oakstone Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07972 587474

  • Address

    Flat 42, The Hawkins Building, 19 St. Michaels Road, Northampton, Northamptonshire, NN1 3JZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07972 587474 is
  • Who else gives the postcode NN1 3JZ
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Moorgate Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16724743
Company status
Active
Company type
Private limited company
Incorporated
17 September 2025 (1 year old)
Registered office
Flat 42 Hawkins Building, 19 St Michaels Road, Northampton, NN1 3JZ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Leo Wiles Director Apr 2007 17 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Key dates in its history

Oakstone Finance’s history from the FCA register and Companies House, newest first.

2025

27 November 2025

  • Became an appointed representative

FCA register

17 September 2025

  • Incorporated at Companies House
  • Justin Wiles took control (75–100% of shares)
  • Leo Wiles appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Oakstone Finance

Other firms of the same type (insurance broker), nearest first.

In Northampton

Lois HookNorthamptonAppointed representativeAdaptive Mortgage & Protection Solutions LtdNorthamptonAppointed representativeAsset Insurance Solutions LtdNorthamptonAppointed representativeBillings Mortgage & Insurance Services LimitedNorthamptonAppointed representativeBrampton Wealth Management LtdNorthamptonAppointed representativeCharles Martin Risk Solutions LimitedNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakstone Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Oakstone Finance Ltd FCA authorised?
Oakstone Finance Ltd (FRN 1045210) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oakstone Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oakstone Finance Ltd (FRN 1045210) is an AR of Moorgate Finance Limited (FRN 662419). When you use Oakstone Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oakstone Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oakstone Finance’s phone number?
The FCA register lists the phone number 07972 587474 for Oakstone Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Oakstone Finance a scam or clone?
Oakstone Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oakstone Finance?
Protection works through Moorgate Finance Limited, the principal firm responsible for Oakstone Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oakstone Finance?
Companies House lists one person with significant control of Oakstone Finance: Mr Justin Wiles (75–100% of shares).
Who runs Oakstone Finance?
Companies House lists one director of Oakstone Finance: Leo Wiles.
How long has Oakstone Finance been in business?
The company was formed on 17 September 2025.

Sources and links

The full report on Oakstone Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…