Oakwood (Insurances) Limited

Reference number: 302508

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oakwoodgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8950 0166 is
  • Who else gives the postcode WD23 1GG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Oakwood (Insurances) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
  • May control money if settlement through a mandate.
    The general requirement not to hold or control CLIENT MONEY does not restrict the firm from controlling CLIENT MONEY if it arises from an agreement under which the firm effects settlement through a mandate or otherwise.
  • May hold/control client money if rebated commission
    The general requirement not to hold or control CLIENT MONEY does not apply if the CLIENT MONEY arises from an agreement under which commission is rebated to the client.
  • Unable to hold client assets for MiFID activities
    Unable to hold client money or safeguard and administer assets (without arranging) in relation to any investment services and activities (to which MiFID applies)
  • Regulated activities incidental only.
    The firm must not carry on the specified REGULATED ACTIVITIES otherwise than in an incidental manner in the course of the provision by it of professional services (that is, services which do not consist of REGULATED ACTIVITIES)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 May 1965 (61 years old)
Registered office
66-68 High Road, Bushey Heath, Bushey, WD23 1GG, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Stewart Austin Director Jul 1968 21 Oct 1999 2 other companies
Paul Daniel Gold Director May 1972 21 Oct 1999 3 other companies
Chris Veragoo Director Nov 1974 26 Feb 2020 1 other company
Paul Daniel Gold Secretary Not published 26 Sep 2005 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
went insolvent
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£411k

+3.9% from £396k

Cash at bank

£213k

+15% from £186k

Employees (average)

9

Same as 9

Owed within a year

£137k

+6.6% from £129k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00850579. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oakwood (Insurances)’s history from the FCA register and Companies House, newest first.

2026

28 May 2026

  • Paul Daniel Gold stopped being a part-owner

Companies House

2025

3 November 2025

  • Oakwood (Hc) Limited took control (75–100% of shares)

Companies House

29 August 2025

  • Changed its registered name from "Oakwood (Insurances) Ltd"

FCA register

2020

1 July 2020

  • Jayne Elizabeth Pincus stopped being the majority owner
  • Paul Daniel Gold became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jayne Elizabeth Pincus became the majority owner (50–75% of shares)

Companies House

26 February 2016

  • FCA imposed a requirement (May control money if settlement through a mandate.)
  • FCA imposed a requirement (May hold/control client money if rebated commission)
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • FCA imposed a requirement (Regulated activities incidental only.)
  • FCA imposed a requirement (Unable to hold client assets for MiFID activities)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1965

31 May 1965

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (15 shown here)
  • Every director appointment and resignation: 9
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Firms like Oakwood (Insurances)

Other firms of the same type (insurance broker), nearest first.

In the Watford (WD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakwood (Insurances)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 32 events in its history

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Frequently asked questions about this firm

Is Oakwood (Insurances) Limited FCA authorised?
Yes, Oakwood (Insurances) Limited (FRN 302508) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed 5 limits on what it may do.
What is Oakwood (Insurances)’s phone number and website?
The FCA register lists the phone number 020 8950 0166 and the website oakwoodgroup.co.uk for Oakwood (Insurances). If you were given different contact details, use these to check with the firm before going any further.
Is Oakwood (Insurances) a scam or clone?
Oakwood (Insurances) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oakwood (Insurances)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Oakwood (Insurances) to the Financial Ombudsman Service, free of charge.
Who owns Oakwood (Insurances)?
Oakwood (Insurances) is owned by Oakwood (Hc) Limited, which holds 75–100% of shares, since 3 November 2025. Before that, it was controlled by Mr Paul Daniel Gold and Mrs Jayne Elizabeth Pincus.
Who runs Oakwood (Insurances)?
Companies House lists 3 directors of Oakwood (Insurances): Richard Stewart Austin, Paul Daniel Gold and Chris Veragoo.
How long has Oakwood (Insurances) been in business?
The company was formed on 31 May 1965, and has held its current FCA authorisation since January 2005.
What do Oakwood (Insurances)’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £411k (+3.9% from £396k) and cash at bank of £213k (+15% from £186k).
Does Oakwood (Insurances) use any other names?
It has previously used the name Oakwood (Insurances) Ltd.

Sources and links

The full report on Oakwood (Insurances) Limited

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