Dickson Financial Services Limited
Reference number: 489359
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Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
31 The Avenue, Watford, Hertfordshire, WD17 4AJ, United Kingdom
In the full report: 3 background checks
- When howdengroup.com first appeared online, and whether it can receive email
- What kind of line 01923 222211 is
- Who else gives the postcode WD17 4AJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Innovation Broking Trading name: A name it trades under now.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06612875 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 June 2008 (18 years old)
- Registered office
- One, Creechurch Place, London, United Kingdom, EC3A 5AF, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Warren Paul Dickson | Director | Nov 1971 | 8 Nov 2022 | 25 other companies |
| Michael Raymond Millar | Director | Mar 1988 | 3 Nov 2023 | 26 other companies |
| Jonathan Paul Cumpstey | Director | Nov 1961 | 29 May 2025 | 14 other companies |
| Graeme Robert Manning | Secretary | Not published | 6 Apr 2023 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 46
- closed down
- 26
- are FCA-registered
- 15
In the full report: all 46 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 15 on the FCA register, including 2 no longer authorised
- The 15 companies these 3 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.76m
+68% from £1.64m
Cash at bank
£1.85m
+40% from £1.32m
Employees (average)
23
+15% from 20
Owed within a year
£4.24m
+42% from £3.00m
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06612875. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dickson Financial Services’s history from the FCA register and Companies House, newest first.
2023
26 October 2023
- Howden Uk&I Holdings Limited took control (75–100% of shares)
- Innovation Broking Group Limited gave up control
Companies House
2017
17 May 2017
- Innovation Broking Group Limited took control (75–100% of shares)
- Paul Richard Gordon Dickson no longer has significant control
- William Thomas Fraser-Allen no longer has significant control
Companies House
2016
28 April 2016
- William Thomas Fraser-Allen gained significant control
Companies House
6 April 2016
- Paul Richard Gordon Dickson gained significant control
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2008
28 October 2008
- Regulated by the Financial Services Authority from this date
- Applied to cancel its FCA authorisation
FCA register
5 June 2008
- Incorporated at Companies House
Companies House
In the full report: all 31 events
- All 31 events in its history (11 shown here)
- Every director appointment and resignation: 17
Firms connected to Dickson Financial Services
Other FCA-listed firms that share a director, phone number or address with Dickson Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- no longer authorised
- 1
- share a director
- 8
In the full report: all 8 connected firms, named
- How each is linked: shared directors (8)
- Who links each one: the named directors, with dates
- 4 past links through former directors
Firms like Dickson Financial Services
Other firms of the same type (insurance broker), nearest first.
In Watford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Dickson Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 46 other companies its directors have run, named
- 3 background checks on its contact details
- All 31 events in its history
- 8 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk