Touchstone Underwriting Limited

Reference number: 474614

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When t-u-l.co.uk first appeared online, and whether it can receive email
  • What kind of line 01923 298440 is
  • Who else gives the postcode WD17 1ET
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Gauntlet Trading name
  • Gauntlet FSM Trading name
  • Gauntlet Hotels Trading name
  • Gauntlet Key Risks Trading name
  • Gauntlet Member Clubs Trading name
  • Gauntlet Restaurants Trading name
  • Shield Trading name
  • Shield Underwriting Trading name
  • Touchstone Trading name
  • TouchstoneUw Trading name
  • T-U-L Trading name
  • www.t-u-l.co.uk Trading name
  • Gauntlet Underwriting Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02264985
Company status
Active
Company type
Private limited company
Incorporated
6 June 1988 (38 years old)
Registered office
Old Printers Yard, 156 South Street, Dorking, Surrey, RH4 2HF
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Andrew Turner Director Sep 1961 8 Sep 1998 43 other companies
Michael John Patston Director Nov 1971 1 Jan 2018 None
Ajay Tailor Director Apr 1984 4 Sep 2023 24 other companies
Glen Thomas Gibbons Director Sep 1966 1 Jan 2024 None
Oliver Valentine Thorne Director Feb 1985 1 Nov 2025 8 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
65
closed down
30
are FCA-registered
10

In the full report: all 65 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 on the FCA register
  • The 5 companies these 5 directors run together
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£6.87m

+9.7% from £6.26m

Profit before tax

£56.3k

−67% from £172k

Total equity

£3.63m

+3.3% from £3.52m

Employees (average)

0

Same as 0

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02264985. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Touchstone Underwriting’s history from the FCA register and Companies House, newest first.

Key events (5) All events (43)

2016

6 April 2016

  • Seventeen Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

1 July 2008

  • Became authorised by the FCA

FCA register

14 April 2008

  • Regulated by the Financial Services Authority from this date

FCA register

1988

6 June 1988

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (5 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Touchstone Underwriting

Other FCA-listed firms that share a director, phone number or address with Touchstone Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
9
past link
1

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (9)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Touchstone Underwriting

Other firms of the same type (insurance broker), nearest first.

In Watford

Dickson Financial Services LimitedWatfordSee the registerBluice Financial LtdWatfordAuthorisedHenry Dony Associates LimitedWatfordAuthorisedThe Permanent Health Company LimitedWatfordAuthorisedWest Hertfordshire Hospitals NHS TrustWatfordAppointed representativeCheck Financial LimitedWatfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Touchstone Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 65 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 43 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Touchstone Underwriting Limited FCA authorised?
Yes, Touchstone Underwriting Limited (FRN 474614) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2008 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Touchstone Underwriting’s phone number and website?
The FCA register lists the phone number 01923 298440 and the website t-u-l.co.uk for Touchstone Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Touchstone Underwriting a scam or clone?
Touchstone Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Touchstone Underwriting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Touchstone Underwriting to the Financial Ombudsman Service, free of charge.
Who owns Touchstone Underwriting?
Touchstone Underwriting is owned by Seventeen Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Touchstone Underwriting?
Companies House lists 5 directors of Touchstone Underwriting: Paul Andrew Turner, Michael John Patston, Ajay Tailor, Glen Thomas Gibbons and Oliver Valentine Thorne.
How long has Touchstone Underwriting been in business?
The company was formed on 6 June 1988, and has held its current FCA authorisation since July 2008.
What do Touchstone Underwriting’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £6.87m (+9.7% from £6.26m) and profit before tax of £56.3k (−67% from £172k).
Does Touchstone Underwriting use any other names?
It trades as Gauntlet, Gauntlet FSM, Gauntlet Hotels, Gauntlet Key Risks and Gauntlet Member Clubs, and 7 more names. It has previously used the name Gauntlet Underwriting.

Sources and links

The full report on Touchstone Underwriting Limited

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