The Permanent Health Company Limited

Reference number: 310293

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thephc.co.uk first appeared online, and whether it can receive email
  • What kind of line 01923 770000 is
  • Who else gives the postcode WD18 8YA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • PHC Trading name
  • The PHC Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02933772
Company status
Active
Company type
Private limited company
Incorporated
27 May 1994 (32 years old)
Registered office
20 Gracechurch Street, London, EC3V 0BG, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Alan Vardy Director Oct 1973 24 Mar 2017 13 other companies
Stephen Graham Bettridge Director Aug 1973 13 Nov 2017 2 other companies
Heather Mary Smith Director Apr 1966 14 Mar 2024 10 other companies
Richard Glassborow Director Mar 1975 1 May 2025 2 other companies
Karina Jane Bye Secretary Not published 13 Dec 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
6
are FCA-registered
4

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 8 companies these 4 directors run together
  • All 23 people who have ever been directors, with their dates
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Key dates in its history

The Permanent Health Company’s history from the FCA register and Companies House, newest first.

Key events (8) All events (50)

2018

30 January 2018

  • Axa Ppp Healthcare Group Limited took control (75–100% of shares)
  • Health And Protection Solutions Limited gave up control

Companies House

2016

6 April 2016

  • Health And Protection Solutions Limited took control (75–100% of shares)

Companies House

2015

13 July 2015

  • Board replaced: all 5 directors left and 4 new directors took over

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

27 May 1994

  • Incorporated at Companies House

Companies House

In the full report: all 50 events

  • All 50 events in its history (8 shown here)
  • Every director appointment and resignation: 38
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Firms connected to The Permanent Health Company

Other FCA-listed firms that share a director, phone number or address with The Permanent Health Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
3
share its postcode
3

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like The Permanent Health Company

Other firms of the same type (insurance broker), nearest first.

In Watford

Dickson Financial Services LimitedWatfordSee the registerBluice Financial LtdWatfordAuthorisedHenry Dony Associates LimitedWatfordAuthorisedTouchstone Underwriting LimitedWatfordAuthorisedWest Hertfordshire Hospitals NHS TrustWatfordAppointed representativeCheck Financial LimitedWatfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Permanent Health Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 50 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Permanent Health Company Limited FCA authorised?
Yes, The Permanent Health Company Limited (FRN 310293) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is The Permanent Health Company’s phone number and website?
The FCA register lists the phone number 01923 770000 and the website thephc.co.uk for The Permanent Health Company. If you were given different contact details, use these to check with the firm before going any further.
Is The Permanent Health Company a scam or clone?
The Permanent Health Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Permanent Health Company?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Permanent Health Company to the Financial Ombudsman Service, free of charge.
Who owns The Permanent Health Company?
The Permanent Health Company is owned by Axa Ppp Healthcare Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 January 2018. Before that, it was controlled by Health And Protection Solutions Limited.
Who runs The Permanent Health Company?
Companies House lists 4 directors of The Permanent Health Company: Matthew Alan Vardy, Stephen Graham Bettridge, Heather Mary Smith and Richard Glassborow.
How long has The Permanent Health Company been in business?
The company was formed on 27 May 1994, and has held its current FCA authorisation since January 2005.
Does The Permanent Health Company use any other names?
It trades as PHC and The PHC.

Sources and links

The full report on The Permanent Health Company Limited

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