Ocean Financial Services Limited

Reference number: 789681

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oceanhome.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 946 9820 is
  • Who else gives the postcode BS8 2RY
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 July 1995 (31 years old)
Registered office
70 St. Mary Axe, London, EC3A 8BE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil David Butler Director Apr 1965 1 Jul 1997 None
Luigi Lattuca Director Sep 1982 1 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 10 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2021Full accountsNot audited

Net assets

£415k

+37% from £303k

Cash at bank

£421k

+56% from £270k

Employees (average)

10

+11% from 9

Owed within a year

£79.4k

+74% from £45.7k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03084531. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ocean Financial Services’s history from the FCA register and Companies House, newest first.

2018

30 April 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Ocean Property Services (Group) Limited took control (75–100% of shares)

Companies House

1995

26 July 1995

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (4 shown here)
  • Every director appointment and resignation: 16
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Firms like Ocean Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ocean Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history

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Frequently asked questions about this firm

Is Ocean Financial Services Limited FCA authorised?
Yes, Ocean Financial Services Limited (FRN 789681) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Ocean Financial Services’ phone number and website?
The FCA register lists the phone number 0117 946 9820 and the website oceanhome.co.uk for Ocean Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Ocean Financial Services a scam or clone?
Ocean Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ocean Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ocean Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Ocean Financial Services?
Ocean Financial Services is owned by Ocean Property Services (Group) Limited, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and significant influence or control, since 6 April 2016.
Who runs Ocean Financial Services?
Companies House lists 2 directors of Ocean Financial Services: Neil David Butler and Luigi Lattuca.
How long has Ocean Financial Services been in business?
The company was formed on 26 July 1995, and has held its current FCA authorisation since April 2018.
What do Ocean Financial Services’ latest accounts show?
Its latest accounts, to 31 October 2021, show net assets of £415k (+37% from £303k) and cash at bank of £421k (+56% from £270k).

Sources and links

The full report on Ocean Financial Services Limited

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