Octagon Commercial Finance Ltd

Reference number: 988036

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Fiducia Network Ltd Reference number: 917537 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • OCTAGON COMMERCIAL FINANCE LTD (FRN 988036) is an AR of The Fiducia Network Ltd (FRN 917537). When you use OCTAGON COMMERCIAL FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from OCTAGON COMMERCIAL FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07812 733982

  • Address

    6 High Street, Woburn Sands, Milton Keynes, Milton Keynes, MK17 8RL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07812 733982 is
  • Who else gives the postcode MK17 8RL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Octagon Commercial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14401756
Company status
Active
Company type
Private limited company
Incorporated
6 October 2022 (4 years old)
Registered office
73 High Street, Newport Pagnell, MK16 8AB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Dean Briggs Director May 1977 6 Oct 2022 24 other companies
Bhavin Mansukhlal Thakrar Director Dec 1974 30 Jun 2023 11 other companies
Shyam Patel Director Jun 1989 10 Aug 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
3
went insolvent
3

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 8 companies these 3 directors run together
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£14.4k

−9.9% from £16.0k

Owed within a year

£1,595

−69% from £5,079

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14401756. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Octagon Commercial Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

30 June 2023

  • Bhavin Mansukhlal Thakrar became a part-owner (25–50% of shares)

Companies House

20 June 2023

  • Shyam Patel became a part-owner (25–50% of shares)

Companies House

2022

30 November 2022

  • Became an appointed representative

FCA register

6 October 2022

  • Incorporated at Companies House
  • Neil Dean Briggs took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Octagon Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Milton Keynes

Ace Business Finance LimitedMilton KeynesAppointed representativeAllegro Mortgages LimitedMilton KeynesAppointed representativeAureum Private Finance LimitedMilton KeynesAppointed representativeBricks and Mortgages LtdMilton KeynesAppointed representativeCrown Business Finance LimitedMilton KeynesAppointed representativeD.c Property Finance LimitedMilton KeynesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Octagon Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Octagon Commercial Finance Ltd FCA authorised?
Octagon Commercial Finance Ltd (FRN 988036) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Octagon Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Octagon Commercial Finance Ltd (FRN 988036) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Octagon Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Octagon Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Octagon Commercial Finance’s phone number?
The FCA register lists the phone number 07812 733982 for Octagon Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Octagon Commercial Finance a scam or clone?
Octagon Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Octagon Commercial Finance?
Protection works through The Fiducia Network Ltd, the principal firm responsible for Octagon Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Octagon Commercial Finance?
Companies House lists 3 people with significant control of Octagon Commercial Finance: Neil Dean Briggs (75–100% of shares), Mr Bhavin Mansukhlal Thakrar (25–50% of shares) and Mr Shyam Patel (25–50% of shares).
Who runs Octagon Commercial Finance?
Companies House lists 3 directors of Octagon Commercial Finance: Neil Dean Briggs, Bhavin Mansukhlal Thakrar and Shyam Patel.
How long has Octagon Commercial Finance been in business?
The company was formed on 6 October 2022.
What do Octagon Commercial Finance’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £14.4k (−9.9% from £16.0k).
Does Octagon Commercial Finance use any other names?
It trades as Octagon Commercial.

Sources and links

The full report on Octagon Commercial Finance Ltd

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