Oliver Charles Financial Services Ltd

Reference number: 945864

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When olivercharlesfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3747 7027 is
  • Who else gives the postcode CM24 8HW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Watkinson Group Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 September 2020 (6 years old)
Registered office
Swift House, 18 Hoffmanns Way, Chelmsford, CM1 1GU, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry Watkinson Director Aug 1994 3 Sep 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

16 months to 31 January 2026Micro-entity accountsNot audited

Net assets

−£338k

Down £52.7k from −£285k

Employees (average)

4

No earlier figure to compare

Owed within a year

£14.5k

−81% from £76.6k

Net assets are negative: on its last balance sheet the company owed £338k more than it owned.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12855571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oliver Charles Financial Services’s history from the FCA register and Companies House, newest first.

2021

10 September 2021

  • Changed its registered name from "Watkinson Group Limited"

FCA register

30 July 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

3 September 2020

  • Incorporated at Companies House
  • Henry Watkinson took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Oliver Charles Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stansted

In the Chelmsford (CM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oliver Charles Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Oliver Charles Financial Services Ltd FCA authorised?
Yes, Oliver Charles Financial Services Ltd (FRN 945864) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2021 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Oliver Charles Financial Services’ phone number and website?
The FCA register lists the phone number 020 3747 7027 and the website olivercharlesfs.co.uk for Oliver Charles Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Oliver Charles Financial Services a scam or clone?
Oliver Charles Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oliver Charles Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Oliver Charles Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Oliver Charles Financial Services?
Companies House lists one person with significant control of Oliver Charles Financial Services: Mr Henry Watkinson (75–100% of shares).
Who runs Oliver Charles Financial Services?
Companies House lists one director of Oliver Charles Financial Services: Henry Watkinson.
How long has Oliver Charles Financial Services been in business?
The company was formed on 3 September 2020, and has held its current FCA authorisation since July 2021.
What do Oliver Charles Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of −£338k (down £52.7k from −£285k).
Does Oliver Charles Financial Services use any other names?
It has previously used the name Watkinson Group Limited.

Sources and links

The full report on Oliver Charles Financial Services Ltd

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