Omega Funerals Ltd

Reference number: 983506

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • OMEGA FUNERALS LTD (FRN 983506) is an AR of Golden Charter Limited (FRN 965279). When you use OMEGA FUNERALS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from OMEGA FUNERALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When omegafunerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 517 0181 is
  • Who else gives the postcode B43 5EH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 September 2018 (8 years old)
Registered office
382 Hamstead Road, Great Barr, Birmingham, West Midlands, B43 5EH, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Amelia Emily Mosquito Director May 1994 6 Mar 2019 None
Alicia Elizabeth Mosquito Director Jan 1992 4 Oct 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£129k

No earlier figure to compare

Owed within a year

£35.0k

+72% from £20.3k

The accounts for the year to 30 September 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £0, for the year to 30 September 2019.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11585649. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Omega Funerals’s history from the FCA register and Companies House, newest first.

2022

16 September 2022

  • Became an appointed representative

FCA register

2019

4 October 2019

  • Alicia Elizabeth Mosquito became a part-owner (25–50% of shares)
  • Amelia Emily Mosquito became a part-owner (25–50% of shares)
  • Linda Fay Rowe gave up control

Companies House

2018

24 September 2018

  • Incorporated at Companies House
  • Linda Fay Rowe took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Omega Funerals

Other firms of the same type (funeral director), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Omega Funerals

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Omega Funerals Ltd FCA authorised?
Omega Funerals Ltd (FRN 983506) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Omega Funerals?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Omega Funerals Ltd (FRN 983506) is an AR of Golden Charter Limited (FRN 965279). When you use Omega Funerals's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Omega Funerals, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Omega Funerals’ phone number and website?
The FCA register lists the phone number 0121 517 0181 and the website omegafunerals.co.uk for Omega Funerals. If you were given different contact details, use these to check with the firm before going any further.
Is Omega Funerals a scam or clone?
Omega Funerals is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Omega Funerals?
Protection works through Golden Charter Limited, the principal firm responsible for Omega Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Omega Funerals?
Companies House lists 2 people with significant control of Omega Funerals: Ms Alicia Elizabeth Mosquito (25–50% of shares) and Ms Amelia Emily Mosquito (25–50% of shares). Before that, it was controlled by Ms Linda Fay Rowe.
Who runs Omega Funerals?
Companies House lists 2 directors of Omega Funerals: Amelia Emily Mosquito and Alicia Elizabeth Mosquito.
How long has Omega Funerals been in business?
The company was formed on 24 September 2018.
What do Omega Funerals’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £129k (no earlier figure to compare).

Sources and links

The full report on Omega Funerals Ltd

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