One.io UK Limited
Reference number: 913478
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
33 Queen Street, London, EC4R 1AP, United Kingdom
In the full report: 3 background checks
- When one.io first appeared online, and whether it can receive email
- What kind of line 020 8156 6746 is
- Who else gives the postcode EC4R 1AP
Other names (6)
If you were contacted under any of these names, it is this firm.
- One Trading name: A name it trades under now.
- One.io Trading name: A name it trades under now.
- Credis Acc Ltd Former name: A name it was registered under before.
- AIMS Former trading name: A name it used to trade under.
- AIMS Financial Former trading name: A name it used to trade under.
- Credis UK Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 5. Issuing and/or acquiring of payment instruments.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12040686 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 June 2019 (7 years old)
- Registered office
- 6th Floor Kings House, 9 - 10 Haymarket, London, SW1Y 4BP, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Edward Richard Walker-Morecroft | Director | Jun 1971 | 3 Jun 2023 | 12 other companies |
| Jovi Joseph Overo | Director | Jul 1980 | 19 Feb 2026 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 3
- still active
- 14
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.44m
+328% from £571k
Cash at bank
£680k
+375% from £143k
Employees (average)
5
Same as 5
Owed within a year
£1.25m
−62% from £3.30m
No turnover or profit for the year to 30 September 2025: the accounts print them but do not tag them. The last tagged figures are £88.2k turnover and −£1.59m profit, for the year to 30 September 2021.
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12040686. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
One.io UK’s history from the FCA register and Companies House, newest first.
2022
22 November 2022
- Changed its registered name from "One.io (UK) Limited"
FCA register
21 November 2022
- Changed its registered name from "Credis Acc Ltd"
FCA register
1 March 2022
- Aims Markets Ltd gave up control
- Credis Holdings Limited took control (75–100% of shares)
Companies House
2020
1 July 2020
- Regulated by the FCA from this date
- Became an authorised payment institution
FCA register
2019
10 June 2019
- Incorporated at Companies House
- Aims Markets Ltd took control (75–100% of shares)
Companies House
In the full report: all 37 events
- All 37 events in its history (8 shown here)
- Every director appointment and resignation: 20
Firms connected to One.io UK
Other FCA-listed firms that share a director, phone number or address with One.io UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like One.io UK
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on One.io UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 37 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is One.io UK Limited FCA authorised?
What is One.io UK’s phone number and website?
Is One.io UK a scam or clone?
Is my money safe with One.io UK?
Who owns One.io UK?
Who runs One.io UK?
How long has One.io UK been in business?
What do One.io UK’s latest accounts show?
Does One.io UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk