Online Giving Ltd

Reference number: 797344

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When enthuse.com first appeared online, and whether it can receive email
  • What kind of line 020 3872 2090 is
  • Who else gives the postcode EC3N 1AD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Enthuse Trading name: A name it trades under now.
  • Charity Checkout Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 April 2009 (17 years old)
Registered office
Armstrong Building Oakwood Drive, Loughborough University Science & Enterprise Park, Loughborough, LE11 3QF, England
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Andrew Armstrong Bayne Director Jan 1971 24 Feb 2026 141 other companies
Robert Hugh Binns Director Aug 1968 24 Feb 2026 170 other companies
Adam John Witherow Brown Director Apr 1963 24 Feb 2026 113 other companies
Andrea Maria Dunlop Director Jul 1970 24 Feb 2026 12 other companies
Michael James Audis Director May 1971 24 Feb 2026 133 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
210
closed down
97
went insolvent
18

In the full report: all 210 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The 18 that went into liquidation or administration
  • The 6 on the FCA register, including 3 no longer authorised
  • The 163 companies these 5 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£2.97m

+19% from £2.50m

Cash at bank

£2.43m

+159% from £938k

Employees (average)

57

Same as 57

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06886190. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Online Giving’s history from the FCA register and Companies House, newest first.

2026

24 February 2026

  • Board replaced: all 7 directors left and 5 new directors took over
  • Access UK Ltd took control (75–100% of shares)
  • Chester Paul Mojay-Sinclare stopped being a part-owner

Companies House

2018

13 January 2018

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

2016

6 April 2016

  • Chester Paul Mojay-Sinclare became a part-owner (25–50% of shares)

Companies House

2009

23 April 2009

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (7 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Online Giving

Other FCA-listed firms that share a director, phone number or address with Online Giving. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share a director
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Online Giving

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Online Giving

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 210 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 29 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Online Giving Ltd FCA authorised?
Yes, Online Giving Ltd (FRN 797344) is registered with the FCA and permitted to provide its regulated services.
What is Online Giving’s phone number and website?
The FCA register lists the phone number 020 3872 2090 and the website enthuse.com for Online Giving. If you were given different contact details, use these to check with the firm before going any further.
Is Online Giving a scam or clone?
Online Giving is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Online Giving?
Protection depends on which product you hold and how Online Giving handles your money, so check the specific product before you commit. You can also refer complaints about Online Giving to the Financial Ombudsman Service, free of charge.
Who owns Online Giving?
Online Giving is owned by Access UK Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 February 2026. Before that, it was controlled by Mr Chester Paul Mojay-Sinclare.
Who runs Online Giving?
Companies House lists 5 directors of Online Giving: Christopher Andrew Armstrong Bayne, Robert Hugh Binns, Adam John Witherow Brown, Andrea Maria Dunlop and Michael James Audis.
How long has Online Giving been in business?
The company was formed on 23 April 2009, and has held its current FCA authorisation since January 2018.
What do Online Giving’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £2.97m (+19% from £2.50m) and cash at bank of £2.43m (+159% from £938k).
Does Online Giving use any other names?
It trades as Enthuse. It has previously used the name Charity Checkout.

Sources and links

The full report on Online Giving Ltd

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