Registered with the FCA
This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Website
-
Phone number
-
Address
Office 6, 155 Minories, London, London, EC3N 1AD, United Kingdom
In the full report: 3 background checks
- When enthuse.com first appeared online, and whether it can receive email
- What kind of line 020 3872 2090 is
- Who else gives the postcode EC3N 1AD
Other names (2)
If you were contacted under any of these names, it is this firm.
- Enthuse Trading name: A name it trades under now.
- Charity Checkout Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers No FSCS coverSafeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 5. Issuing and/or acquiring of payment instruments.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06886190 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 April 2009 (17 years old)
- Registered office
- Armstrong Building Oakwood Drive, Loughborough University Science & Enterprise Park, Loughborough, LE11 3QF, England
- Nature of business
-
- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Andrew Armstrong Bayne | Director | Jan 1971 | 24 Feb 2026 | 141 other companies |
| Robert Hugh Binns | Director | Aug 1968 | 24 Feb 2026 | 170 other companies |
| Adam John Witherow Brown | Director | Apr 1963 | 24 Feb 2026 | 113 other companies |
| Andrea Maria Dunlop | Director | Jul 1970 | 24 Feb 2026 | 12 other companies |
| Michael James Audis | Director | May 1971 | 24 Feb 2026 | 133 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 210
- closed down
- 97
- went insolvent
- 18
In the full report: all 210 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The 18 that went into liquidation or administration
- The 6 on the FCA register, including 3 no longer authorised
- The 163 companies these 5 directors run together
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.97m
+19% from £2.50m
Cash at bank
£2.43m
+159% from £938k
Employees (average)
57
Same as 57
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06886190. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Online Giving’s history from the FCA register and Companies House, newest first.
2026
24 February 2026
- Board replaced: all 7 directors left and 5 new directors took over
- Access UK Ltd took control (75–100% of shares)
- Chester Paul Mojay-Sinclare stopped being a part-owner
Companies House
2018
13 January 2018
- Regulated by the FCA from this date
- Registered as a small payment institution
FCA register
2016
6 April 2016
- Chester Paul Mojay-Sinclare became a part-owner (25–50% of shares)
Companies House
2009
23 April 2009
- Incorporated at Companies House
Companies House
In the full report: all 29 events
- All 29 events in its history (7 shown here)
- Every director appointment and resignation: 19
Firms connected to Online Giving
Other FCA-listed firms that share a director, phone number or address with Online Giving. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- no longer authorised
- 1
- share a director
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Firms like Online Giving
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Online Giving
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 210 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 29 events in its history
- 3 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Online Giving Ltd FCA authorised?
What is Online Giving’s phone number and website?
Is Online Giving a scam or clone?
Is my money safe with Online Giving?
Who owns Online Giving?
Who runs Online Giving?
How long has Online Giving been in business?
What do Online Giving’s latest accounts show?
Does Online Giving use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk