Opal Transfer Ltd

Reference number: 533677

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When opaltransfer.com first appeared online, and whether it can receive email
  • What kind of line 020 7828 4222 is
  • Whether EC4N 7AF is a shared office: 35 other firms give it
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04741528
Company status
Active
Company type
Private limited company
Incorporated
23 April 2003 (23 years old)
Registered office
1 King William Street, London, EC4N 7AF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gita Petkevica Director Oct 1977 1 Sep 2003 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsAudited

Net assets

£6.27m

−3.6% from £6.50m

Cash at bank

£2.03m

−48% from £3.87m

Employees (average)

16

−24% from 21

Owed within a year

£230k

+41% from £163k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04741528. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Opal Transfer’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2018

20 June 2018

  • No longer supervised by HMRC

FCA register

17 May 2018

  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Gita Petkevica took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

21 March 2011

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

2003

23 April 2003

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Opal Transfer

Other FCA-listed firms that share a director, phone number or address with Opal Transfer. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Opal Transfer

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Opal Transfer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Opal Transfer Ltd FCA authorised?
Yes, Opal Transfer Ltd (FRN 533677) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Opal Transfer’s phone number and website?
The FCA register lists the phone number 020 7828 4222 and the website opaltransfer.com for Opal Transfer. If you were given different contact details, use these to check with the firm before going any further.
Is Opal Transfer a scam or clone?
Opal Transfer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Opal Transfer?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Opal Transfer to the Financial Ombudsman Service, free of charge.
Who owns Opal Transfer?
Companies House lists one person with significant control of Opal Transfer: Ms Gita Petkevica (75–100% of shares).
Who runs Opal Transfer?
Companies House lists one director of Opal Transfer: Gita Petkevica.
How long has Opal Transfer been in business?
The company was formed on 23 April 2003, and has held its current FCA authorisation since May 2018.
What do Opal Transfer’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £6.27m (−3.6% from £6.50m) and cash at bank of £2.03m (−48% from £3.87m).

Sources and links

The full report on Opal Transfer Ltd

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