Optima Employee Benefit Consultants Ltd

Reference number: 831656

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When optima-eb.co.uk first appeared online, and whether it can receive email
  • What kind of line 01506 243950 is
  • Who else gives the postcode EH1 2AS
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC183393
Company status
Active
Company type
Private limited company
Incorporated
27 February 1998 (28 years old)
Registered office
28 Rutland Square, Edinburgh, EH1 2BW, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Campbell Scott Director Sep 1961 29 Apr 2016 4 other companies
Andrew Charles Campbell Director Jul 1959 16 Jun 2023 15 other companies
Alexander Charles George Campbell Director Oct 1995 15 May 2026 None
William O'Brien Director Mar 1987 28 May 2026 None
Judith Mary Pritchard Secretary Not published 15 May 2026 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
9
are FCA-registered
3

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Abridged accountsNot audited

Net assets

£131k

+33% from £98.1k

Cash at bank

£15.3k

No earlier figure to compare

Employees (average)

5

+25% from 4

Owed within a year

£67.4k

+10% from £61.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC183393. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Optima Employee Benefit Consultants’s history from the FCA register and Companies House, newest first.

Key events (6) All events (19)

2025

31 March 2025

  • Family & Business Assurance (Services) Limited took control (75–100% of shares)

Companies House

28 March 2025

  • Campbell Scott stopped being a part-owner

Companies House

2019

2 September 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

11 May 2016

  • Campbell Scott became a part-owner (25–50% of shares)

Companies House

1998

27 February 1998

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Optima Employee Benefit Consultants

Other FCA-listed firms that share a director, phone number or address with Optima Employee Benefit Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Optima Employee Benefit Consultants

Other firms of the same type (insurance broker), nearest first.

In the Edinburgh (EH) postcode area

Ckd Galbraith LLPEdinburghAuthorisedArthur TemlettEdinburghAuthorisedEdinburgh Risk Management (General) LimitedHaddingtonAuthorisedFamily & Business Assurance (Services) LimitedEdinburghAuthorisedFirst Class Mortgage Advice LimitedRosewellAuthorisedKeegan and Pennykid (Insurance Brokers)limitedEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Optima Employee Benefit Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Optima Employee Benefit Consultants Ltd FCA authorised?
Yes, Optima Employee Benefit Consultants Ltd (FRN 831656) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Optima Employee Benefit Consultants’ phone number and website?
The FCA register lists the phone number 01506 243950 and the website optima-eb.co.uk for Optima Employee Benefit Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is Optima Employee Benefit Consultants a scam or clone?
Optima Employee Benefit Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Optima Employee Benefit Consultants?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Optima Employee Benefit Consultants to the Financial Ombudsman Service, free of charge.
Who owns Optima Employee Benefit Consultants?
Optima Employee Benefit Consultants is owned by Family & Business Assurance (Services) Limited, which holds 75–100% of shares and 75–100% of votes, since 31 March 2025. Before that, it was controlled by Mr Campbell Scott.
Who runs Optima Employee Benefit Consultants?
Companies House lists 4 directors of Optima Employee Benefit Consultants: Campbell Scott, Andrew Charles Campbell, Alexander Charles George Campbell and William O'Brien.
How long has Optima Employee Benefit Consultants been in business?
The company was formed on 27 February 1998, and has held its current FCA authorisation since September 2019.
What do Optima Employee Benefit Consultants’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £131k (+33% from £98.1k) and cash at bank of £15.3k (no earlier figure to compare).

Sources and links

The full report on Optima Employee Benefit Consultants Ltd

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