Optimum Mobility Limited

Reference number: 631729

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When optimummobility.co.uk first appeared online, and whether it can receive email
  • What kind of line 07956 610076 is
  • Who else gives the postcode SN16 0NX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • APT Mobility Ltd Former name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09178924
Company status
Active
Company type
Private limited company
Incorporated
18 August 2014 (12 years old)
Registered office
38 Dollar Street, Cirencester, GL7 2AN, England
Nature of business
  • Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Paul Taylor Director Mar 1965 18 Aug 2014 None
James Stephen Cortaville Director Nov 1975 1 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

9 months to 31 August 2025Micro-entity accountsNot audited

Net assets

£110k

−59% from £268k

Employees (average)

4

Same as 4

Owed within a year

£119k

+121% from £53.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09178924. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Optimum Mobility’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2025

1 September 2025

  • James Stephen Cortaville became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Andrew Paul Taylor became a part-owner (25–50% of shares)

Companies House

2014

18 December 2014

  • Changed its registered name from "APT Mobility Ltd"

FCA register

23 September 2014

  • Regulated by the FCA from this date

FCA register

22 September 2014

  • Became authorised by the FCA

FCA register

18 August 2014

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Optimum Mobility

Other firms of the same type (lender), nearest first.

In the Swindon (SN) postcode area

Arval UK LimitedSwindonAuthorisedAjibike OlaogunSwindonAuthorisedAster Group LimitedDevizesAuthorisedH.j. Roelofs (UK) LtdFaringdonAuthorisedStratford Jewellery and Loan LimitedChippenhamAuthorisedA S Premium Funding LimitedSwindonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Optimum Mobility

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Optimum Mobility Limited FCA authorised?
Yes, Optimum Mobility Limited (FRN 631729) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2014 and works as a lender. The FCA has placed no limits on its permissions.
What is Optimum Mobility’s phone number and website?
The FCA register lists the phone number 07956 610076 and the website optimummobility.co.uk for Optimum Mobility. If you were given different contact details, use these to check with the firm before going any further.
Is Optimum Mobility a scam or clone?
Optimum Mobility is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Optimum Mobility?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Optimum Mobility handles your money, so check the specific product before you commit. You can also refer complaints about Optimum Mobility to the Financial Ombudsman Service, free of charge.
Who owns Optimum Mobility?
Companies House lists 2 people with significant control of Optimum Mobility: Mr James Stephen Cortaville (25–50% of shares) and Mr Andrew Paul Taylor (25–50% of shares).
Who runs Optimum Mobility?
Companies House lists 2 directors of Optimum Mobility: Andrew Paul Taylor and James Stephen Cortaville.
How long has Optimum Mobility been in business?
The company was formed on 18 August 2014, and has held its current FCA authorisation since September 2014.
What do Optimum Mobility’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £110k (−59% from £268k).
Does Optimum Mobility use any other names?
It has previously used the name APT Mobility Ltd.

Sources and links

The full report on Optimum Mobility Limited

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