Optimus Cards UK Limited
Reference number: 902034
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Eastcastle House, 27/28 Eastcastle Street, London, W1W 8DH, United Kingdom
In the full report: 3 background checks
- When optimuscards.com first appeared online, and whether it can receive email
- What kind of line 0121 726 4747 is
- Who else gives the postcode W1W 8DH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Optimus Money Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09044866 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 May 2014 (12 years old)
- Registered office
- Eastcastle House, 27/28 Eastcastle Street, London, W1W 8DH, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon William Mcloughlin | Director | Dec 1966 | 31 Dec 2020 | 1 other company |
| Alistair Dougal Morrison | Director | Mar 1956 | 31 Dec 2020 | 2 other companies |
| John Nicolas Robert Dunbar Charteris | Director | Oct 1977 | 1 Feb 2024 | 4 other companies |
| Kevin Vere Ludwick | Director | Jan 1964 | 2 Apr 2024 | 2 other companies |
| MSP CORPORATE SERVICES LIMITED | Corporate secretary | Not published | 1 Apr 2023 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
- are FCA-registered
- 5
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 2 companies these 4 directors run together
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£1.18m
+59% from £745k
Profit before tax
−£5.15m
Down £1.18m from −£3.97m
Net assets
£2.11m
+57% from £1.34m
Cash at bank
£3.32m
+57% from £2.12m
* Cash at bank usually includes customers’ money.
Turnover and profit
In the full report: all 4 years of accounts
- Every year from 2019 to 2022
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09044866. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Optimus Cards UK’s history from the FCA register and Companies House, newest first.
2020
31 December 2020
- Peter Denzill Barnett stopped being a part-owner
- Uphold Europe Ltd took control (75–100% of shares)
Companies House
2018
22 November 2018
- Became an authorised e-money institution
FCA register
27 March 2018
- Regulated by the FCA from this date
FCA register
2017
7 December 2017
- Gregory John McPartlin gave up control
- Peter Denzill Barnett became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Gregory John McPartlin took control (75–100% of shares)
Companies House
2014
16 May 2014
- Incorporated at Companies House
Companies House
In the full report: all 25 events
- All 25 events in its history (8 shown here)
- Every director appointment and resignation: 16
Firms connected to Optimus Cards UK
Other FCA-listed firms that share a director, phone number or address with Optimus Cards UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 2
- share its postcode
- 3
In the full report: all 4 connected firms, named
- How each is linked: shared directors (2), the same postcode (3)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Firms like Optimus Cards UK
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Optimus Cards UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 25 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk