Origin Business Finance ltd

Reference number: 839123

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Origin Business Finance ltd (FRN 839123) is an AR of AFS Compliance Ltd (FRN 625035). When you use Origin Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Origin Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07935 220402

  • Address

    Park House, Sandy Way, Grange Park, Northampton, NN4 5EJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07935 220402 is
  • Who else gives the postcode NN4 5EJ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Origin Finance Trading name
  • Origin X Trading name
  • Synergy Commercial Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11853832
Company status
Active
Company type
Private limited company
Incorporated
28 February 2019 (7 years old)
Registered office
Park House Sandy Way, Grange Park, Northampton, NN4 5EJ, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Martin Director Apr 1985 28 Feb 2019 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£49.1k

+349% from £10.9k

Employees (average)

8

Same as 8

Owed within a year

£148k

+61% from £92.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11853832. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Origin Business Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2026

20 February 2026

  • Christopher Martin gave up control
  • The O Group Limited took control (75–100% of shares)

Companies House

2019

1 April 2019

  • Became an appointed representative

FCA register

28 February 2019

  • Incorporated at Companies House
  • Christopher Martin took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Origin Business Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northampton

Andrew John ForbesNorthamptonAppointed representativeAble Mortgages LimitedNorthamptonAppointed representativeAcorn Commercial Finance LtdNorthamptonAppointed representativeAdeyoola OlatunjiNorthamptonAppointed representativeAnimo Business Finance LimitedNorthamptonAppointed representativeAshby Mortgages LtdNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Origin Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Origin Business Finance ltd FCA authorised?
Origin Business Finance ltd (FRN 839123) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Origin Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Origin Business Finance ltd (FRN 839123) is an AR of AFS Compliance Ltd (FRN 625035). When you use Origin Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Origin Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Origin Business Finance’s phone number?
The FCA register lists the phone number 07935 220402 for Origin Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Origin Business Finance a scam or clone?
Origin Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Origin Business Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Origin Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Origin Business Finance?
Origin Business Finance is owned by The O Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 February 2026. Before that, it was controlled by Mr Christopher Martin.
Who runs Origin Business Finance?
Companies House lists one director of Origin Business Finance: Christopher Martin.
How long has Origin Business Finance been in business?
The company was formed on 28 February 2019.
What do Origin Business Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £49.1k (+349% from £10.9k).
Does Origin Business Finance use any other names?
It trades as Asset Finance Solutions, Origin Finance, Origin X and Synergy Commercial Finance.

Sources and links

The full report on Origin Business Finance ltd

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