Orthopaedic and Trauma Specialists Indemnity Scheme Ltd

Reference number: 553762

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME LTD (FRN 553762) introduces customers to MEDICAL INSURANCE CONSULTANTS LTD. (FRN 309026). Any regulated advice or arranging is done by the principal, not ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME.
  • Example: if ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME refers you to a financial adviser, the advice should come from the principal firm, not from ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When otsis.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7965 7501 is
  • Who else gives the postcode WR9 0QH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • OTSIS Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Medical Insurance Consultants Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
17 May 2011 (15 years old)
Registered office
Oakmoore Court 11c Kingswood Road, Hampton Lovett, Droitwich, WR9 0QH, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Garth Allardice Director Jan 1963 6 Sep 2017 2 other companies
Joel Thomas Kirk Melton Director Sep 1976 6 Sep 2017 4 other companies
Oliver William Donaldson Director Jul 1978 31 Mar 2020 2 other companies
Jonathan Douglas James Eldridge Director Apr 1965 1 Jan 2024 1 other company
James Louis Rose Secretary Not published 17 Oct 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
still active
7

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£103k

+6.2% from £97.0k

Cash at bank

£90.5k

+1.8% from £88.9k

Employees (average)

4

Same as 4

Owed within a year

£4,012

+5.4% from £3,806

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07636534. Figures are exactly as filed; nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2023

1 January 2023

  • Ian Douglas McDermott no longer has significant control
  • Joel Thomas Kirk Melton gained significant control

Companies House

2022

1 January 2022

  • Gerard Patrick Panting no longer has significant control

Companies House

2018

5 December 2018

  • Ian Douglas McDermott gained significant control

Companies House

2016

18 May 2016

  • Gerard Patrick Panting gained significant control

Companies House

2011

17 June 2011

  • Became an introducer appointed representative

FCA register

17 May 2011

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (7 shown here)
  • Every director appointment and resignation: 16
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Droitwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Orthopaedic and Trauma Specialists Indemnity Scheme Ltd FCA authorised?
Orthopaedic and Trauma Specialists Indemnity Scheme Ltd (FRN 553762) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Orthopaedic and Trauma Specialists Indemnity Scheme?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Orthopaedic and Trauma Specialists Indemnity Scheme Ltd (FRN 553762) introduces customers to MEDICAL INSURANCE CONSULTANTS LTD. (FRN 309026). Any regulated advice or arranging is done by the principal, not Orthopaedic and Trauma Specialists Indemnity Scheme. Example: if Orthopaedic and Trauma Specialists Indemnity Scheme refers you to a financial adviser, the advice should come from the principal firm, not from Orthopaedic and Trauma Specialists Indemnity Scheme itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Orthopaedic and Trauma Specialists Indemnity Scheme’s phone number and website?
The FCA register lists the phone number 020 7965 7501 and the website otsis.co.uk for Orthopaedic and Trauma Specialists Indemnity Scheme. If you were given different contact details, use these to check with the firm before going any further.
Is Orthopaedic and Trauma Specialists Indemnity Scheme a scam or clone?
Orthopaedic and Trauma Specialists Indemnity Scheme is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Orthopaedic and Trauma Specialists Indemnity Scheme?
Protection works through Medical Insurance Consultants Ltd., the principal firm responsible for Orthopaedic and Trauma Specialists Indemnity Scheme's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Orthopaedic and Trauma Specialists Indemnity Scheme?
Companies House lists one person with significant control of Orthopaedic and Trauma Specialists Indemnity Scheme: Mr Joel Thomas Kirk Melton (significant influence or control). Before that, it was controlled by Mr Ian Douglas McDermott and Dr Gerard Patrick Panting.
Who runs Orthopaedic and Trauma Specialists Indemnity Scheme?
Companies House lists 4 directors of Orthopaedic and Trauma Specialists Indemnity Scheme: Garth Allardice, Joel Thomas Kirk Melton, Oliver William Donaldson and Jonathan Douglas James Eldridge.
How long has Orthopaedic and Trauma Specialists Indemnity Scheme been in business?
The company was formed on 17 May 2011.
What do Orthopaedic and Trauma Specialists Indemnity Scheme’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £103k (+6.2% from £97.0k) and cash at bank of £90.5k (+1.8% from £88.9k).
Does Orthopaedic and Trauma Specialists Indemnity Scheme use any other names?
It trades as OTSIS.

Sources and links

The full report on Orthopaedic and Trauma Specialists Indemnity Scheme Ltd

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