Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 July 2025
Responsible principal firm
MEDICAL INSURANCE CONSULTANTS LTD. Reference number: 309026 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME LTD (FRN 553762) introduces customers to MEDICAL INSURANCE CONSULTANTS LTD. (FRN 309026). Any regulated advice or arranging is done by the principal, not ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME.
- Example: if ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME refers you to a financial adviser, the advice should come from the principal firm, not from ORTHOPAEDIC AND TRAUMA SPECIALISTS INDEMNITY SCHEME itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Oakmoore Court, 11C Kingswood Road, Droitwich, Worcs, WR9 0QH, United Kingdom
In the full report: 3 background checks
- When otsis.co.uk first appeared online, and whether it can receive email
- What kind of line 020 7965 7501 is
- Who else gives the postcode WR9 0QH
Other names (1)
If you were contacted under any of these names, it is this firm.
- OTSIS Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Medical Insurance Consultants Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07636534 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 17 May 2011 (15 years old)
- Registered office
- Oakmoore Court 11c Kingswood Road, Hampton Lovett, Droitwich, WR9 0QH, England
- Nature of business
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- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Garth Allardice | Director | Jan 1963 | 6 Sep 2017 | 2 other companies |
| Joel Thomas Kirk Melton | Director | Sep 1976 | 6 Sep 2017 | 4 other companies |
| Oliver William Donaldson | Director | Jul 1978 | 31 Mar 2020 | 2 other companies |
| Jonathan Douglas James Eldridge | Director | Apr 1965 | 1 Jan 2024 | 1 other company |
| James Louis Rose | Secretary | Not published | 17 Oct 2024 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 2
- still active
- 7
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£103k
+6.2% from £97.0k
Cash at bank
£90.5k
+1.8% from £88.9k
Employees (average)
4
Same as 4
Owed within a year
£4,012
+5.4% from £3,806
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07636534. Figures are exactly as filed; nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2023
1 January 2023
- Ian Douglas McDermott no longer has significant control
- Joel Thomas Kirk Melton gained significant control
Companies House
2022
1 January 2022
- Gerard Patrick Panting no longer has significant control
Companies House
2018
5 December 2018
- Ian Douglas McDermott gained significant control
Companies House
2016
18 May 2016
- Gerard Patrick Panting gained significant control
Companies House
2011
17 June 2011
- Became an introducer appointed representative
FCA register
17 May 2011
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (7 shown here)
- Every director appointment and resignation: 16
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Similar firms
Other firms of the same type (insurance broker), nearest first.
In Droitwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 24 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Orthopaedic and Trauma Specialists Indemnity Scheme Ltd FCA authorised?
What does introducer appointed representative mean for Orthopaedic and Trauma Specialists Indemnity Scheme?
What is Orthopaedic and Trauma Specialists Indemnity Scheme’s phone number and website?
Is Orthopaedic and Trauma Specialists Indemnity Scheme a scam or clone?
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How long has Orthopaedic and Trauma Specialists Indemnity Scheme been in business?
What do Orthopaedic and Trauma Specialists Indemnity Scheme’s latest accounts show?
Does Orthopaedic and Trauma Specialists Indemnity Scheme use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk