Oswestry School

Reference number: 912977

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oswestry School (FRN 912977) is an AR of Premium Credit Limited (FRN 702718). When you use Oswestry School's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oswestry School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oswestryschool.org.uk first appeared online, and whether it can receive email
  • What kind of line 01691 655711 is
  • Who else gives the postcode SY11 2TL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
22 February 2000 (26 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Trevor Wilcox Jones Director Apr 1959 22 Feb 2000 4 other companies
David Paul Evison Director May 1946 25 Jun 2011 1 other company
Brian Welti Director Jul 1958 22 Mar 2014 6 other companies
Rachel Mary Warner Director Feb 1970 28 Jun 2014 None
Thomas Edward Bowen Director Apr 1967 27 Sep 2014 12 other companies
Andrea Jane Lee Director Mar 1967 25 Mar 2017 2 other companies
Christopher Joel Dillon Director Jan 1979 8 Dec 2020 None
James David Lloyd Director Jul 1971 23 Mar 2021 2 other companies
Helen Victoria Cox Director Aug 1953 7 Dec 2021 2 other companies
Lyndsay Margaret Guy Jenkins Director May 1968 7 Dec 2021 None
Andrew John Grove Director Sep 1967 25 Jun 2024 2 other companies
Sara Lyn Ellis-Anderson Director Jul 1984 25 Jun 2024 2 other companies
Victoria Ann Louise Sugden Director May 1972 27 Jan 2026 1 other company
Johan Louise Beaver Director Nov 1978 17 Mar 2026 None
Claire Alexandra Belk Director Jun 1963 1 Apr 2026 None
Philip Adrian Bowd Secretary Not published 1 Aug 2011 –

Other companies run by these 15 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
31
closed down
9
run together
2

In the full report: all 31 companies, named

  • What each company does, and whether it is still trading
  • Which of these 15 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 15 directors run together
  • All 52 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2020Full accountsAudited

Net assets

£4.67m

No earlier figure to compare

Cash at bank

£365k

No earlier figure to compare

Employees (average)

139

No earlier figure to compare

Owed within a year

£2.30m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03931222. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oswestry School’s history from the FCA register and Companies House, newest first.

2019

5 September 2019

  • Became an appointed representative

FCA register

2000

22 February 2000

  • Incorporated at Companies House

Companies House

In the full report: all 95 events

  • All 95 events in its history (2 shown here)
  • Every director appointment and resignation: 93
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Firms like Oswestry School

Other firms of the same type (credit broker), nearest first.

In Oswestry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oswestry School

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 31 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 95 events in its history

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Frequently asked questions about this firm

Is Oswestry School FCA authorised?
Oswestry School (FRN 912977) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oswestry School?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oswestry School (FRN 912977) is an AR of Premium Credit Limited (FRN 702718). When you use Oswestry School's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oswestry School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oswestry School’s phone number and website?
The FCA register lists the phone number 01691 655711 and the website oswestryschool.org.uk for Oswestry School. If you were given different contact details, use these to check with the firm before going any further.
Is Oswestry School a scam or clone?
Oswestry School is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oswestry School?
Protection works through Premium Credit Limited, the principal firm responsible for Oswestry School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Oswestry School?
Companies House lists 15 directors of Oswestry School: Peter Trevor Wilcox Jones, David Paul Evison, Brian Welti, Rachel Mary Warner, Thomas Edward Bowen, Andrea Jane Lee and 9 more.
How long has Oswestry School been in business?
The company was formed on 22 February 2000.
What do Oswestry School’s latest accounts show?
Its latest accounts, to 31 August 2020, show net assets of £4.67m (no earlier figure to compare) and cash at bank of £365k (no earlier figure to compare).

Sources and links

The full report on Oswestry School

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