Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 August 2020
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Oswestry School (FRN 912977) is an AR of Premium Credit Limited (FRN 702718). When you use Oswestry School's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Oswestry School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Oswestry School, Upper Brook Street, Oswestry, Shropshire, SY11 2TL, United Kingdom
In the full report: 3 background checks
- When oswestryschool.org.uk first appeared online, and whether it can receive email
- What kind of line 01691 655711 is
- Who else gives the postcode SY11 2TL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03931222 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 22 February 2000 (26 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Primary education (SIC 85200)
- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter Trevor Wilcox Jones | Director | Apr 1959 | 22 Feb 2000 | 4 other companies |
| David Paul Evison | Director | May 1946 | 25 Jun 2011 | 1 other company |
| Brian Welti | Director | Jul 1958 | 22 Mar 2014 | 6 other companies |
| Rachel Mary Warner | Director | Feb 1970 | 28 Jun 2014 | None |
| Thomas Edward Bowen | Director | Apr 1967 | 27 Sep 2014 | 12 other companies |
| Andrea Jane Lee | Director | Mar 1967 | 25 Mar 2017 | 2 other companies |
| Christopher Joel Dillon | Director | Jan 1979 | 8 Dec 2020 | None |
| James David Lloyd | Director | Jul 1971 | 23 Mar 2021 | 2 other companies |
| Helen Victoria Cox | Director | Aug 1953 | 7 Dec 2021 | 2 other companies |
| Lyndsay Margaret Guy Jenkins | Director | May 1968 | 7 Dec 2021 | None |
| Andrew John Grove | Director | Sep 1967 | 25 Jun 2024 | 2 other companies |
| Sara Lyn Ellis-Anderson | Director | Jul 1984 | 25 Jun 2024 | 2 other companies |
| Victoria Ann Louise Sugden | Director | May 1972 | 27 Jan 2026 | 1 other company |
| Johan Louise Beaver | Director | Nov 1978 | 17 Mar 2026 | None |
| Claire Alexandra Belk | Director | Jun 1963 | 1 Apr 2026 | None |
| Philip Adrian Bowd | Secretary | Not published | 1 Aug 2011 | – |
Other companies run by these 15 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 9
- run together
- 2
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 15 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 15 directors run together
- All 52 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.67m
No earlier figure to compare
Cash at bank
£365k
No earlier figure to compare
Employees (average)
139
No earlier figure to compare
Owed within a year
£2.30m
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03931222. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Oswestry School’s history from the FCA register and Companies House, newest first.
2019
5 September 2019
- Became an appointed representative
FCA register
2000
22 February 2000
- Incorporated at Companies House
Companies House
In the full report: all 95 events
- All 95 events in its history (2 shown here)
- Every director appointment and resignation: 93
Firms like Oswestry School
Other firms of the same type (credit broker), nearest first.
In Oswestry
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Oswestry School
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details
- All 95 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk