Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 30 September 2025
Responsible principal firm
SMITH & PINCHING FINANCIAL SERVICES LIMITED Reference number: 186616 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- OVERBURYS FINANCIAL SERVICES LIMITED (FRN 537653) is an AR of SMITH & PINCHING FINANCIAL SERVICES LIMITED (FRN 186616). When you use OVERBURYS FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from OVERBURYS FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Smith & Pinching Group Ltd, 295 Aylsham Road, Norwich, Norfolk, NR3 2RY, United Kingdom
In the full report: 2 background checks
- What kind of line 01603 789966 is, and the other firm that gives it
- Who else gives the postcode NR3 2RY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Overburys Financial Services Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Smith & Pinching Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07375862 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 September 2010 (16 years old)
- Registered office
- 295 Aylsham Road, Norwich, Norfolk, NR3 2RY
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David William Hughff | Director | Oct 1960 | 6 Sep 2011 | 18 other companies |
| Roger Patrick Margand | Director | Jan 1972 | 22 Feb 2016 | 11 other companies |
| James Ryan Bulman | Director | Nov 1986 | 3 Nov 2021 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 29
- closed down
- 12
- are FCA-registered
- 3
In the full report: all 29 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 3 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£122k
+45% from £84.4k
Cash at bank
£171k
+32% from £130k
Employees (average)
0
Same as 0
Owed within a year
£49.0k
+8.2% from £45.3k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07375862. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Overburys Financial Services’s history from the FCA register and Companies House, newest first.
2023
9 November 2023
- Changed its registered name from "Overburys Financial Services Ltd"
FCA register
2016
6 April 2016
- Smith & Pinching Financial Services Limited became a part-owner (25–50% of shares)
Companies House
2010
14 December 2010
- Became an appointed representative
FCA register
14 September 2010
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (4 shown here)
- Every director appointment and resignation: 15
Firms connected to Overburys Financial Services
Other FCA-listed firms that share a director, phone number or address with Overburys Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 3
- share its phone number
- 1
In the full report: all 5 connected firms, named
- How each is linked: shared directors (3), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Overburys Financial Services
Other firms of the same type (investment or fund manager), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Overburys Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 29 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk