Smith & Pinching Financial Services Limited

Reference number: 186616

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smith-pinching.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 789966 is, and the other firm that gives it
  • Who else gives the postcode NR3 2RY
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Smith & Pinching Trading name
  • S&P Trading name
  • The Smith & Pinching Group Trading name
  • equityrelease4me Former trading name
  • mortgages4me Former trading name
  • Park View Former trading name
  • Park View Chartered Financial Planners Former trading name
  • Park View Financial Planning Former trading name
  • pensions4me Former trading name
  • RJL Former trading name
  • RJL IFA Former trading name
  • RJL Investment Management Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (20 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Managing investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03487726
Company status
Active
Company type
Private limited company
Incorporated
1 January 1998 (28 years old)
Registered office
295 Aylsham Road, Norwich, NR3 2RY
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David William Hughff Director Oct 1960 1 Jan 1998 18 other companies
Carl Lamb Director Feb 1962 22 Nov 2018 7 other companies
Jeremy Edward Woodruff Director Mar 1968 21 Jan 2019 2 other companies
Julian Mark Bradshaw Director Dec 1985 1 Jul 2021 1 other company
Jacqueline Suzanne Mills Director Sep 1985 16 Jan 2024 3 other companies
Kayleigh Dawn Howard Director Jun 1986 16 Jan 2024 None
Lisa Jane Tuck Director Sep 1969 16 Jan 2024 None
Jeremy Peter Ware Director Feb 1966 16 Jan 2024 None
James Ryan Bulman Director Nov 1986 16 Jan 2024 1 other company

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
9
are FCA-registered
2

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 7 companies these 9 directors run together
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Smith & Pinching Financial Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (55)

2021

16 February 2021

  • David William Hughff no longer has significant control
  • Scott Barry Pinching no longer has significant control

Companies House

2016

6 April 2016

  • David William Hughff gained significant control
  • Scott Barry Pinching gained significant control
  • The Smith + Pinching Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

23 April 1998

  • Regulated by the Personal Investment Authority from this date

FCA register

1 January 1998

  • Incorporated at Companies House

Companies House

In the full report: all 55 events

  • All 55 events in its history (10 shown here)
  • Every director appointment and resignation: 21
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Firms connected to Smith & Pinching Financial Services

Other FCA-listed firms that share a director, phone number or address with Smith & Pinching Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Smith & Pinching Financial Services

Other firms of the same type (investment or fund manager), nearest first.

In Norwich

Barratt & Cooke LimitedNorwichAuthorisedBrunswick Investment Management LimitedNorwichAuthorisedFS Wealth Management LtdNorwichAuthorisedFTVC Advisor LLPNorwichAppointed representativeLime Street Research LimitedNorwichAppointed representativeOverburys Financial Services LimitedNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smith & Pinching Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 55 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smith & Pinching Financial Services Limited FCA authorised?
Yes, Smith & Pinching Financial Services Limited (FRN 186616) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an investment or fund manager. The FCA has placed no limits on its permissions.
What is Smith & Pinching Financial Services’ phone number and website?
The FCA register lists the phone number 01603 789966 and the website smith-pinching.co.uk for Smith & Pinching Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Smith & Pinching Financial Services a scam or clone?
Smith & Pinching Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smith & Pinching Financial Services?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Smith & Pinching Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Smith & Pinching Financial Services?
Smith & Pinching Financial Services is owned by The Smith + Pinching Group Limited, which holds 75–100% of shares, since 6 April 2016. Before that, it was controlled by Mr David William Hughff and Mr Scott Barry Pinching.
Who runs Smith & Pinching Financial Services?
Companies House lists 9 directors of Smith & Pinching Financial Services: David William Hughff, Carl Lamb, Jeremy Edward Woodruff, Julian Mark Bradshaw, Jacqueline Suzanne Mills, Kayleigh Dawn Howard and 3 more.
How long has Smith & Pinching Financial Services been in business?
The company was formed on 1 January 1998, and has held its current FCA authorisation since December 2001.
Does Smith & Pinching Financial Services use any other names?
It trades as Smith & Pinching, S&P and The Smith & Pinching Group. It has previously used 9 other names, including equityrelease4me, mortgages4me and Park View.

Sources and links

The full report on Smith & Pinching Financial Services Limited

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