Overseas Express Limited

Reference number: 1016622

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 555032 →.

Responsible principal firm

MoneyGram International Limited Reference number: 502639 Authorised View firm →

This company holds 2 other FCA records

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 328 3907

  • Address

    178 Alum Rock Road, Birmingham, B8 1HU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 328 3907 is
  • Who else gives the postcode B8 1HU
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Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03267384
Company status
Active
Company type
Private limited company
Incorporated
23 October 1996 (30 years old)
Registered office
178 Alum Rock Road, Alum Rock, Birmingham, B8 1HU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Umar Iqbal Director Mar 1999 26 Feb 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£209k

−2.1% from £213k

Employees (average)

5

−17% from 6

Owed within a year

£11.0k

−57% from £25.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03267384. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Overseas Express’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2024

3 July 2024

  • Status on the FCA register became "PSD Agent"

FCA register

2020

26 February 2020

  • Jawad Iqbal Dad gave up control
  • Umar Iqbal took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Jawad Iqbal Dad took control (75–100% of shares)

Companies House

1996

23 October 1996

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Get the full report on Overseas Express

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Overseas Express Limited FCA authorised?
Overseas Express Limited (FRN 1016622) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Overseas Express’ phone number?
The FCA register lists the phone number 0121 328 3907 for Overseas Express. If you were given different contact details, use these to check with the firm before going any further.
Is Overseas Express a scam or clone?
Overseas Express is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Overseas Express?
Overseas Express is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Overseas Express?
Companies House lists one person with significant control of Overseas Express: Mr Umar Iqbal (75–100% of shares). Before that, it was controlled by Mr Jawad Iqbal Dad.
Who runs Overseas Express?
Companies House lists one director of Overseas Express: Umar Iqbal.
How long has Overseas Express been in business?
The company was formed on 23 October 1996.
What do Overseas Express’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £209k (−2.1% from £213k).

Sources and links

The full report on Overseas Express Limited

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