Overseas Express Limited

Reference number: 555032

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds 2 other FCA records

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 328 3907

  • Address

    176-178 Alum Rock Road, Birmingham, West Midlands, B8 1HU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 328 3907 is
  • Who else gives the postcode B8 1HU
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

Limits on what they may do

  • May only carry out payment service activities
    The firm may only carry out payment service activities’

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03267384
Company status
Active
Company type
Private limited company
Incorporated
23 October 1996 (30 years old)
Registered office
178 Alum Rock Road, Alum Rock, Birmingham, B8 1HU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Umar Iqbal Director Mar 1999 26 Feb 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£209k

−2.1% from £213k

Employees (average)

5

−17% from 6

Owed within a year

£11.0k

−57% from £25.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03267384. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Overseas Express’s history from the FCA register and Companies House, newest first.

Key events (9) All events (17)

2020

26 February 2020

  • Jawad Iqbal Dad gave up control
  • Umar Iqbal took control (75–100% of shares)

Companies House

2018

22 May 2018

  • Became an authorised payment institution

FCA register

2017

26 January 2017

  • FCA imposed a requirement (May only carry out payment service activities)

FCA register

2016

6 April 2016

  • Jawad Iqbal Dad took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

3 July 2012

  • Regulated by the Financial Services Authority from this date

FCA register

2002

1 June 2002

  • Supervised by HMRC under the money laundering rules from this date

FCA register

1996

23 October 1996

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms like Overseas Express

Other firms of the same type (payment or money transfer firm), nearest first.

In Birmingham

2Pay LimitedBirminghamRegisteredAbu Exchange LtdBirminghamRegisteredAltras International LimitedBirminghamAuthorisedAps International LimitedBirminghamAuthorisedArise Ventures LtdBirminghamRegisteredBen Saad Services LtdBirminghamRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Overseas Express

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Overseas Express Limited FCA authorised?
Yes, Overseas Express Limited (FRN 555032) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.
What is Overseas Express’ phone number?
The FCA register lists the phone number 0121 328 3907 for Overseas Express. If you were given different contact details, use these to check with the firm before going any further.
Is Overseas Express a scam or clone?
Overseas Express is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Overseas Express?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Overseas Express to the Financial Ombudsman Service, free of charge.
Who owns Overseas Express?
Companies House lists one person with significant control of Overseas Express: Mr Umar Iqbal (75–100% of shares). Before that, it was controlled by Mr Jawad Iqbal Dad.
Who runs Overseas Express?
Companies House lists one director of Overseas Express: Umar Iqbal.
How long has Overseas Express been in business?
The company was formed on 23 October 1996, and has held its current FCA authorisation since May 2018.
What do Overseas Express’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £209k (−2.1% from £213k).

Sources and links

The full report on Overseas Express Limited

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