Palmira Capital Limited

Reference number: 838259

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When palmira.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 509 2416 is
  • Who else gives the postcode M1 3BR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Clear Claim Trading name
  • Utterly Claimed Trading name

FCA permissions and consumer protection

  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Advice, investigation or representation in relation to a financial services or financial product claim
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

Limits on what they may do

  • Firm cannot receive client money after 27 July 2023 without prior written consent of FCA
    Palmira Capital Limited (“Palmira” or the “Firm”) hereby applies to the Financial Conduct Authority (the “Authority”) under section 55L of the Financial Services and Markets Act 2000 for the imposition by the Authority of the following requirement on its Part 4A permission (the “Requirement”) as set out in the schedule below, with effect from the date defined below (the “Effective Date”). Requirements 1. The Firm will not receive or handle any new client money that had not been received by the Firm prior to the Effective Date without the prior written consent of the Authority. Effective Date 2. The Requirements are to take effect immediately on their acceptance by the Authority and the Authority’s notification of such to the Firm by email. 3. The Requirements will remain in place from the Effective Date until the Firm has satisfied the Authority that they can be lifted. Publication 4. The Firm consents to the Requirements being recorded in the Firm’s entry on the Authority’s Financial Services Register. Signed by Paola Jaramillo - Director On behalf of Palmira Capital Limited

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11357812
Company status
Active
Company type
Private limited company
Incorporated
12 May 2018 (8 years old)
Registered office
Colony, 5 Piccadilly Place, Manchester, M1 3BR, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Hills (Dr) Director Aug 1979 27 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£2,836

−83% from £16.4k

Cash at bank

£12.9k

+221% from £4,022

Employees (average)

1

Same as 1

Owed within a year

£63.6k

+3.8% from £61.2k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11357812. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Palmira Capital’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2023

27 July 2023

  • FCA imposed a requirement (Firm cannot receive client money after 27 July 2023 without prior written consent of FCA)

FCA register

2019

17 December 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

18 March 2019

  • Regulated by the Claims Management Regulator from this date

FCA register

2018

12 May 2018

  • Incorporated at Companies House
  • Paola Andrea Jaramillo Zuluaga took control (75–100% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Palmira Capital

Other FCA-listed firms that share a director, phone number or address with Palmira Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Palmira Capital

Other firms of the same type (claims management firm), nearest first.

In Manchester

Apollo Claims LtdManchesterAuthorisedBelvadere LtdManchesterAuthorisedClaim Link UK LtdManchesterAuthorisedclaim3000 ltdManchesterAuthorisedClaimsline Group LtdManchesterAuthorisedConsumer Credit Justice LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Palmira Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Palmira Capital Limited FCA authorised?
Yes, Palmira Capital Limited (FRN 838259) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2019 and works as a claims management firm. The FCA has placed a limit on what it may do.
What is Palmira Capital’s phone number and website?
The FCA register lists the phone number 0161 509 2416 and the website palmira.co.uk for Palmira Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Palmira Capital a scam or clone?
Palmira Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Palmira Capital?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Palmira Capital handles your money, so check the specific product before you commit. You can also refer complaints about Palmira Capital to the Financial Ombudsman Service, free of charge.
Who owns Palmira Capital?
Companies House lists one person with significant control of Palmira Capital: Ms Paola Andrea Jaramillo Zuluaga (75–100% of shares).
Who runs Palmira Capital?
Companies House lists one director of Palmira Capital: Stephen Hills (Dr).
How long has Palmira Capital been in business?
The company was formed on 12 May 2018, and has held its current FCA authorisation since December 2019.
What do Palmira Capital’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £2,836 (−83% from £16.4k) and cash at bank of £12.9k (+221% from £4,022).
Does Palmira Capital use any other names?
It trades as Clear Claim and Utterly Claimed.

Sources and links

The full report on Palmira Capital Limited

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