Pastdue Credit Solutions Limited

Reference number: 703411

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pastduecredit.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 447 0554 is
  • Who else gives the postcode G81 2LA
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • PDCS Trading name
  • Pastdue Customer Solutions Former trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (2 permissions)
  • Debt Administration
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC287794
Company status
Active
Company type
Private limited company
Incorporated
21 July 2005 (21 years old)
Registered office
1 Blair Court North Avenue, Clydebank Business Park, Clydebank, Glasgow, G81 2LA
Nature of business
  • Business and domestic software development (SIC 62012)
  • Other information technology service activities (SIC 62090)
  • Activities of call centres (SIC 82200)
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
James Andrew Seroka Director Mar 1987 13 May 2013 2 other companies
Joshua Anthony Director May 1990 11 Dec 2025 3 other companies
Ritesh Mohan Idnani Director Nov 1972 11 Dec 2025 None
Rajiv Kumar Naranjandass Malhotra Director Apr 1981 11 Dec 2025 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2024Full accountsAudited

Turnover

£16.9m

+41% from £12.0m

Profit before tax

£3.46m

+256% from £972k

Net assets

£4.58m

−9% from £5.03m

Cash at bank

£6.54m

+1.1% from £6.47m

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC287794. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pastdue Credit Solutions’s history from the FCA register and Companies House, newest first.

Key events (8) All events (23)

2025

11 December 2025

  • Caroline Ann Grant stopped being a part-owner
  • Firstsource Solutions UK Limited took control (75–100% of shares)
  • Philip Peter Grant stopped being a part-owner

Companies House

2016

6 April 2016

  • Caroline Ann Grant became a part-owner (25–50% of shares)
  • Philip Peter Grant became a part-owner (25–50% of shares)

Companies House

22 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

21 July 2005

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (8 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms connected to Pastdue Credit Solutions

Other FCA-listed firms that share a director, phone number or address with Pastdue Credit Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Pastdue Credit Solutions

Other firms of the same type (debt collector), nearest first.

In the Glasgow (G) postcode area

W L Recoveries LimitedGlasgowAuthorisedWbg Services LLPGlasgowAuthorisedWest of Scotland Housing Association LimitedGlasgowAuthorisedCapquest Debt Recovery LimitedGlasgowAuthorisedDarcey Quigley & Co LtdGlasgowAuthorisedLanarkshire Car Recoveries LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pastdue Credit Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pastdue Credit Solutions Limited FCA authorised?
Yes, Pastdue Credit Solutions Limited (FRN 703411) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Pastdue Credit Solutions’ phone number and website?
The FCA register lists the phone number 0141 447 0554 and the website pastduecredit.co.uk for Pastdue Credit Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Pastdue Credit Solutions a scam or clone?
Pastdue Credit Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pastdue Credit Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pastdue Credit Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Pastdue Credit Solutions to the Financial Ombudsman Service, free of charge.
Who owns Pastdue Credit Solutions?
Pastdue Credit Solutions is owned by Firstsource Solutions UK Limited, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board, significant influence or control and held through a firm, since 11 December 2025. Before that, it was controlled by Mrs Caroline Ann Grant and Mr Philip Peter Grant.
Who runs Pastdue Credit Solutions?
Companies House lists 4 directors of Pastdue Credit Solutions: James Andrew Seroka, Joshua Anthony, Ritesh Mohan Idnani and Rajiv Kumar Naranjandass Malhotra.
How long has Pastdue Credit Solutions been in business?
The company was formed on 21 July 2005, and has held its current FCA authorisation since March 2016.
What do Pastdue Credit Solutions’ latest accounts show?
Its latest accounts, to 31 October 2024, show turnover of £16.9m (+41% from £12.0m) and profit before tax of £3.46m (+256% from £972k).
Does Pastdue Credit Solutions use any other names?
It trades as PDCS. It has previously used the name Pastdue Customer Solutions.

Sources and links

The full report on Pastdue Credit Solutions Limited

£19.99 · Instant PDF download

Loading secure checkout…