Path Mortgages Ltd

Reference number: 1046891

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pathmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07719 290902 is
  • Who else gives the postcode PE6 8FD
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Path Insurance Services Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14208426
Company status
Active
Company type
Private limited company
Incorporated
1 July 2022 (4 years old)
Registered office
Eventus Sunderland Road, Market Deeping, Peterborough, PE6 8FD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Baker Director Feb 1985 1 Jul 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£20.4k

Up £19.7k from £751

Employees (average)

4

+100% from 2

Owed within a year

£53.2k

+14% from £46.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14208426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Path Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

6 July 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

1 July 2022

  • Incorporated at Companies House
  • Katy Baker became a part-owner (25–50% of shares)
  • Peter Baker became the majority owner (50–75% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms connected to Path Mortgages

Other FCA-listed firms that share a director, phone number or address with Path Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Path Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Peterborough

Alexander Fraser LimitedPeterboroughAuthorisedAMB Financial LtdPeterboroughAuthorisedBrompton 360 LimitedPeterboroughAuthorisedC&D Group Holdings (UK) LimitedPeterboroughAuthorisedChartners Mortgages LtdPeterboroughAuthorisedClements Financial LtdPeterboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Path Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Path Mortgages Ltd FCA authorised?
Yes, Path Mortgages Ltd (FRN 1046891) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Path Mortgages’ phone number and website?
The FCA register lists the phone number 07719 290902 and the website pathmortgages.co.uk for Path Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Path Mortgages a scam or clone?
Path Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Path Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Path Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Path Mortgages?
Companies House lists 2 people with significant control of Path Mortgages: Mr Peter Baker (50–75% of shares) and Katy Baker (25–50% of shares).
Who runs Path Mortgages?
Companies House lists one director of Path Mortgages: Peter Baker.
How long has Path Mortgages been in business?
The company was formed on 1 July 2022, and has held its current FCA authorisation since July 2026.
What do Path Mortgages’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £20.4k (up £19.7k from £751).
Does Path Mortgages use any other names?
It trades as Path Insurance Services.

Sources and links

The full report on Path Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…