Path Mortgages Ltd

Reference number: 979545

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 22 July 2022.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1046891 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07719 290902

  • Last known address

    Eventus, Sunderland Road, Market Deeping, Lincolnshire, PE6 8FD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07719 290902 is
  • Who else gives the postcode PE6 8FD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Path Insurance Services Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 July 2022 (4 years old)
Registered office
Eventus Sunderland Road, Market Deeping, Peterborough, PE6 8FD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Baker Director Feb 1985 1 Jul 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£20.4k

Up £19.7k from £751

Employees (average)

4

+100% from 2

Owed within a year

£53.2k

+14% from £46.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14208426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Path Mortgages’s history from the FCA register and Companies House, newest first.

2022

22 July 2022

  • Stopped being an appointed representative

FCA register

1 July 2022

  • Incorporated at Companies House
  • Katy Baker became a part-owner (25–50% of shares)
  • Peter Baker became the majority owner (50–75% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Path Mortgages

Other FCA-listed firms that share a director, phone number or address with Path Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Get the full report on Path Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Path Mortgages Ltd FCA authorised?
No. Path Mortgages Ltd (FRN 979545) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Path Mortgages a scam or clone?
Path Mortgages is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Path Mortgages?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Path Mortgages has no cover, because it is no longer permitted to carry it out.
Who owns Path Mortgages?
Companies House lists 2 people with significant control of Path Mortgages: Mr Peter Baker (50–75% of shares) and Katy Baker (25–50% of shares).
Who runs Path Mortgages?
Companies House lists one director of Path Mortgages: Peter Baker.
How long has Path Mortgages been in business?
The company was formed on 1 July 2022.
What do Path Mortgages’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £20.4k (up £19.7k from £751).
Does Path Mortgages use any other names?
It trades as Path Insurance Services.

Sources and links

The full report on Path Mortgages Ltd

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