Paul Benton

Reference number: 184714

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Appointed representative

Paul Benton does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paul Benton (FRN 184714) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Paul Benton's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paul Benton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01204 304087

  • Address

    27 Turton Heights, Bolton, Lancs, BL2 3DU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01204 304087 is
  • Who else gives the postcode BL2 3DU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • APB Associates Trading name
  • Paul Benton T/a APB Associates Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul Benton’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

30 April 2025

  • Changed its registered name from "APB Associates"

FCA register

2015

20 July 2015

  • Changed its registered name from "Paul Benton"

FCA register

1997

4 August 1997

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms like Paul Benton

Other firms of the same type (financial adviser), nearest first.

In Bolton

Alexander Wray & Co LtdBoltonAppointed representativeALJ Wealth Management LtdBoltonAppointed representativeAndrew Parr Financial Services LimitedBoltonAppointed representativeBlossom Wealth Management LtdBoltonAppointed representativeBrightside Financial Planning NW LimitedBoltonAppointed representativeChristopher Stephen YatesBoltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul Benton

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Paul Benton FCA authorised?
Paul Benton (FRN 184714) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paul Benton?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paul Benton (FRN 184714) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Paul Benton's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paul Benton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paul Benton’s phone number?
The FCA register lists the phone number 01204 304087 for Paul Benton. If you were given different contact details, use these to check with the firm before going any further.
Is Paul Benton a scam or clone?
Paul Benton is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul Benton?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Paul Benton's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Paul Benton use any other names?
It trades as APB Associates. It has previously used the name Paul Benton T/a APB Associates.

Sources and links

The full report on Paul Benton

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