Paul Knowles

Reference number: 160387

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Appointed representative

Paul Knowles does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paul Knowles (FRN 160387) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Paul Knowles's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paul Knowles, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgage-advice-centre.com first appeared online, and whether it can receive email
  • What kind of line 0191 266 1656 is
  • Who else gives the postcode NE7 7EE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Advice Centre Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul Knowles’s history from the FCA register and Companies House, newest first.

2011

7 February 2011

  • Began trading as "The Mortgage Advice Centre"

FCA register

26 January 2011

  • Changed its registered name from "The Mortgage Advice Centre"

FCA register

1989

15 May 1989

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Paul Knowles

Other FCA-listed firms that share a director, phone number or address with Paul Knowles. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Paul Knowles

Other firms of the same type (financial adviser), nearest first.

In Newcastle Upon Tyne

1894 Private WealthNewcastle upon TyneAppointed representativeAFT Wealth Management LtdNewcastle upon TyneAppointed representativeAnne GibsonNewcastle upon TyneAppointed representativeBroad Chare Partnership LLPNewcastle upon TyneAppointed representativeCarl TurnbullNewcastle upon TyneAppointed representativeChris DavisNewcastle Upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul Knowles

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Paul Knowles FCA authorised?
Paul Knowles (FRN 160387) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paul Knowles?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paul Knowles (FRN 160387) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Paul Knowles's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paul Knowles, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paul Knowles’ phone number and website?
The FCA register lists the phone number 0191 266 1656 and the website mortgage-advice-centre.com for Paul Knowles. If you were given different contact details, use these to check with the firm before going any further.
Is Paul Knowles a scam or clone?
Paul Knowles is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul Knowles?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Paul Knowles's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Paul Knowles use any other names?
It trades as The Mortgage Advice Centre.

Sources and links

The full report on Paul Knowles

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