Paul Morgan and Associates Wealth Management Ltd
Reference number: 820063
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 August 2025
- On its latest accounts it owed £7,675 more than it owned
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Paul Morgan and Associates Wealth Management Ltd (FRN 820063) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Paul Morgan and Associates Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Paul Morgan and Associates Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
22 Old Coach Road, Playing Place, Truro, Cornwall, TR3 6ER, United Kingdom
In the full report: 3 background checks
- When paulmorganwealthmanagement.co.uk first appeared online, and whether it can receive email
- What kind of line 01872 263191 is
- Who else gives the postcode TR3 6ER
Other names (1)
If you were contacted under any of these names, it is this firm.
- Paul Morgan & Associates Wealth Management Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11529190 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 August 2018 (8 years old)
- Registered office
- 22 Old Coach Road, Playing Place, Truro, Cornwall, TR3 6ER, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Laura Leigh Morgan | Director | Apr 1980 | 21 Aug 2018 | 1 other company |
| Paul Richard Morgan | Director | Oct 1975 | 21 Aug 2018 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
−£7,675
Down £7,970 from £295
Employees (average)
5
−29% from 7
Owed within a year
£147k
+19% from £124k
Net assets are negative: on its last balance sheet the company owed £7,675 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11529190. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2024
12 November 2024
- Changed its registered name from "Paul Morgan & Associates Wealth Management Limited"
FCA register
2018
3 September 2018
- Became an appointed representative
FCA register
21 August 2018
- Incorporated at Companies House
- Laura Leigh Morgan became a part-owner (25–50% of shares)
- Paul Richard Morgan became a part-owner (25–50% of shares)
- Laura Leigh Morgan appointed as a director
- Paul Richard Morgan appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Similar firms
Other firms of the same type (financial adviser), nearest first.
In Truro
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk